Cost of Surrogacy in Illinois – Comprehensive Surrogate Cost Guide (2025)
The average cost of surrogacy in Illinois starts at $170,000+. This price includes many expenses. These range from marketing and screening to legal fees and the surrogate’s compensation.
Illinois is known for being very friendly to surrogacy. This is thanks to the Gestational Surrogacy Act of 2005. This law lets intended parents’ names go on the birth certificate right away.
Get in touch for a Free Surrogacy Consultancy:
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Key Takeaways
- The typical surrogacy cost in Illinois ranges from $170,000+, covering a wide range of expenses.
- Illinois is considered one of the best states for surrogacy due to its clear legal framework that protects both intended parents and surrogates.
- Surrogates in Illinois can earn between $50,000+ for their services, with the total cost for intended parents ranging from $60,000 to $150,000.
- Surrogacy agencies in Illinois provide comprehensive services, including matching, screening, legal assistance, and support throughout the journey.
- The Gestational Surrogacy Act of 2005 in Illinois allows intended parents’ names to be placed on the birth certificate immediately, simplifying the legal process.
Additional guide for intended parents:
How Much Does Surrogacy Cost in India
How Much Does Surrogacy Cost In Kazakhstan
Understanding Surrogacy: An Overview
Gestational Surrogacy is a special process. A woman, known as the surrogate mother, carries and delivers a baby for another person or couple, the intended parents.
This process involves many legal, medical, and ethical issues. Both prospective parents and surrogates must carefully consider these aspects.
What is Surrogacy?
Surrogacy is a way to have a baby. A woman, the surrogate, carries a pregnancy for another person or couple, the intended parents. The surrogate might or might not be genetically related to the child, depending on the arrangement.
Types of Surrogacy
- Gestational Surrogacy: Here, the surrogate has no genetic connection to the child. The embryo is created using the intended parents’ or donor’s egg and sperm, and then transferred to the surrogate’s uterus.
- Traditional Surrogacy: In this case, the surrogate is the biological mother of the child. Her own egg is used and fertilized by the intended father’s or donor’s sperm.
Legal Aspects in Illinois
Illinois is very welcoming to surrogacy. The state’s Gestational Surrogacy Act of 2005 makes the process clear and safe for everyone involved.
This law supports gestational surrogacy and lets intended parents’ names go on the birth certificate right after birth.
“The success rate of surrogacy in Illinois is about 65%-75%. When the surrogate mother is conceived with donor eggs, the success rate can reach up to 95%.”
While traditional surrogacy isn’t covered by the Illinois Gestational Surrogacy Act, gestational surrogacy is legal and encouraged. This applies to both intended parents and surrogates in the state.
Compensated surrogacy is also recognized. This provides financial support to the surrogate for her dedication and sacrifices during the pregnancy.
In summary, Illinois offers a supportive and clear legal environment for those wanting to grow their families through surrogacy.
Costs of Surrogacy in Illinois
The average cost of surrogacy in Illinois starts at $170,000+ but vary on many factors. These include agency fees, medical expenses, legal costs, and the surrogate’s compensation.
Understanding these key components helps intended parents plan their budget for the surrogacy journey.
- Agency Fees
Surrogacy agencies in Illinois charge between $15,000 to $30,000. These fees cover marketing, screening, and protecting the interests of both the intended parents and the surrogate.
- Medical Expenses
Medical costs for surrogacy are high. IVF treatments can cost up to $25,000 per cycle. Prenatal care, delivery, and any needed medical procedures add to the cost. Childbirth in the U.S. averages around $13,500.
- Legal Costs
Legal fees for surrogacy in Illinois are important. They range from $6,000 to $10,000. This includes contract drafting, pre-birth orders, and establishing post-birth parental rights.
- Compensation for Surrogates
Surrogate compensation in Illinois is a big part of the budget. It ranges from $50,000 to $110,000. First-time surrogates get $50,000 to $90,000. Experienced surrogates can earn up to $110,000 or more. Surrogates carrying twins get an extra $10,000.
Other costs, like insurance premiums, travel, and unexpected medical procedures, also add to the total. It’s important for intended parents to plan carefully and consider all possible expenses.
Breakdown of Surrogacy Expenses in Illinois
Understanding the various expenses of surrogacy in Illinois is key. From initial consultation fees to IVF treatments and health insurance, costs can quickly add up.
Let’s look at the breakdown of surrogacy expenses in the Fertility Clinic Surrogacy Costs Illinois and surrogacy in the USA.
Initial Consultation Fees
Many Fertility Clinic Surrogacy Costs Illinois providers offer free initial consultations. These discussions help potential parents or surrogates understand the journey ahead.
IVF and Fertility Treatments
IVF and fertility treatments are a big expense. In Illinois, these costs range from $20,000 to $30,000. This includes medical procedures, medications, and monitoring for a successful embryo transfer.
Health Insurance Considerations
Health insurance is crucial when planning for surrogacy in the USA. Not all policies cover surrogacy-related expenses. It’s important to review your coverage carefully. Some agencies offer fixed-cost programs, but additional costs may still arise.
Overall, surrogacy expenses in Illinois involve many factors. From initial consultations to medical treatments and healthcare considerations, understanding these costs helps intended parents prepare financially for their journey.
Average Costs of Surrogacy in Illinois
The average cost of surrogacy in Illinois is $150,000 to $200,000. This includes surrogate compensation, medical costs, legal fees, agency services, IVF treatments, pregnancy and delivery expenses, health insurance for the surrogate, counseling services, and more.
National vs. Illinois Costs
While Illinois costs are similar to the national average, there can be variations. The surrogate’s location, experience, and the intended parents’ specific needs can affect the final cost. For example, surrogate compensation in California may be higher, with experienced surrogates earning up to $102,000. First-time surrogates outside California could receive up to $77,000.
Additional Expenses to Consider
Intended parents in Illinois might face extra costs beyond the basic surrogacy fees. These can include:
- Allowances for twin or triplet pregnancies, cesarean sections, and health insurance premiums
- Reimbursement for the surrogate’s lost wages
- Postpartum doula services, costing around $500 and including 12 months of postpartum care for the surrogate
- Optional surrogate gift levels ranging from $60 to $900, providing different gifting options.
Financing Options
To make surrogacy more affordable, Illinois offers several financing options:
- Loans and credit cards
- Savings and personal funds
- Utilizing third-party financial service providers recommended by surrogacy agencies, such as Prosper Healthcare Lending and New Life Fertility Finance
Some agencies also offer payment plans or fixed-cost programs. These help manage surrogacy expenses for intended parents.
Choosing a Surrogacy Agency
Choosing the right surrogacy agency is key. A reputable agency can make the journey smoother and more positive.
When looking for a surrogacy agency in Illinois, consider several factors.
What to Look for in an Agency
- Experience: Choose an agency with a proven track record and deep understanding of legal and medical complexities.
- Transparency: A trustworthy agency will provide clear information about their services, fees, and the surrogacy process.
- Comprehensive Support: The agency should offer counseling, legal guidance, and medical coordination for both intended parents and surrogates.
Popular Surrogacy Agencies in Illinois
Leading surrogacy agencies in Illinois include:
- American Surrogacy: Known for its personalized approach and high success rates, American Surrogacy has been guiding intended parents and surrogates for over a decade.
- ConceiveAbilities: This Chicago-based agency offers a wide range of surrogacy services, including a fixed-cost program to manage expenses.
- Golden Surrogacy: With a focus on ethical practices and exceptional support, Golden Surrogacy has established a reputation for its compassionate and experienced team.
Questions to Ask Potential Agencies
When evaluating surrogacy agencies, ask these questions:
- What is your agency’s screening process for surrogates?
- Can you provide details on your agency’s success rates and average the average cost of surrogacy?
- How do you handle unexpected expenses or complications that may arise during the international surrogacy cost process?
- What support services do you offer to both intended parents and surrogates throughout the journey?
By asking the right questions and evaluating agencies carefully, you can find the right partner for your surrogacy journey.
Legal Considerations for Surrogacy
Illinois has a progressive stance on surrogacy, with the Gestational Surrogacy Act of 2005. This law ensures the process is handled ethically and transparently. Understanding the legal aspects of surrogacy in Illinois is crucial for navigating this life-changing journey.
Parental Rights in Illinois
In Illinois, the names of the intended parents can be added to the birth certificate right after the baby is born. This makes it easier for families to start their new life together. It also treats all couples, whether they are straight or gay, equally.
Navigating Legal Contracts
Legal contracts are very important in surrogacy. They cover who does what, how much they get paid, and what happens after the baby is born. They also talk about medical decisions and ending the agreement if needed.
Working with an Attorney
Getting help from a lawyer who knows about reproductive law is key in Illinois. They make sure all papers are right, the contract is good, and everyone’s rights are looked after. They also help get orders before the baby is born.
Illinois is a great place for surrogacy because of its laws and the help of lawyers. It’s a good choice for those looking to grow their family through surrogacy.
Financial Planning for Surrogacy
Planning your budget is very important when you start surrogacy. You need to think about agency fees, insurance, and taxes. This helps you manage the costs of this journey.
Budgeting for Surrogacy Costs
The cost of surrogacy in Illinois can be between $135,000 and $197,500. This depends on the agency, medical bills, legal fees, and what the surrogate gets paid.
Insurance Coverage
Insurance for surrogacy can be tricky because some policies don’t cover everything. You might need special insurance for medical costs. Some agencies, like ConceiveAbilities, offer insurance as part of their All-In Surrogacy Program.
Tax Implications
The money paid to the surrogate is considered income and is taxed. It’s smart to talk to a tax expert to understand your tax situation. They can help find ways to reduce your taxes.
By planning your finances well, you can feel more confident about your surrogacy journey in Illinois. Getting help from good agencies and financial advisors can really help with the costs.
Affordable International Surrogacy Options: Exploring Surrogacy Abroad
For intended parents seeking a cost-effective, reliable, and legally secure surrogacy process, international surrogacy offers a promising solution. Countries in Latin America and Eastern Europe are emerging as affordable and dependable destinations for surrogacy, providing quality services at a fraction of the cost compared to many domestic options.
With over 15 years of expertise in facilitating international surrogacy journeys, we connect intended parents with trusted and experienced service providers worldwide.
For many U.S.-based intended parents, surrogacy abroad presents an appealing alternative, combining affordability, streamlined processes, and legally structured programs that may be unavailable domestically.
While the United States is known for its advanced surrogacy practices, the high costs and variable legal landscapes often pose challenges.
In contrast, international surrogacy offers:
- Lower Surrgacy Costs: Substantially reduced financial burdens.
- Global Expertise: Access to experienced professionals across various regions.
- Favorable Legal Frameworks: Simplified pathways to parenthood in countries with supportive surrogacy laws.
- No wait for Surrogates- Most of the international surrogacy countries offer no to very little wait period for surrogate matching.
By exploring surrogacy abroad, intended parents can realize their dream of building a family without facing the financial strain often associated with domestic surrogacy options. Let us guide you in navigating this journey with confidence and peace of mind.
| Country | Type of Surrogacy Allowed | Eligibility | Cost Range | Legal Status |
| Georgia | Gestational (Commercial) | Heterosexual married couples | $50,000–$75,000 | Legal, with contracts that are legally binding. |
| Ukraine | Gestational (Commercial) | Heterosexual married couples | $45,000–$70,000 | Legal, with clear parental rights post-birth. |
| Armenia | Gestational (Commercial) | Heterosexual married couples | $50,000–$70,000 | Legal, with parental rights transferred at birth. |
| Colombia | Gestational (Commercial & Altruistic) | All couples, including same-sex couples | $60,000–$80,000 | Permitted; contracts are private agreements. |
| Mexico | Gestational (Commercial & Altruistic) | Heterosexual and same-sex couples; varies by state | $60,000–$80,000 | Varies by state; legal in Tabasco and Sinaloa. |
| Argentina | Gestational (Altruistic & Commercial) | Heterosexual couples, same-sex couples, singles | $50,000–$80,000 | No specific laws; agreements are private. |
| India | Altruistic | Only Indian heterosexual couples | Not available for international couples | Restricted to altruistic surrogacy for Indian citizens. |
Below is a detailed overview of key international surrogacy destinations, including their processes, legalities, eligibility requirements, and costs:
Surrogacy in Georgia (Country)
| Aspect | Details |
| Process | Well-regulated and streamlined, with established clinics and agencies. |
| Legal | Permitted for heterosexual married couples; contracts are legally binding. |
| Eligibility | Requires proof of infertility for the intended mother. |
| Cost | $50,000–$75,000, significantly lower than U.S. costs. |
Surrogacy in Ukraine
| Aspect | Details |
| Process | Reliable medical facilities and professional surrogacy services. |
| Legal | Permitted for heterosexual married couples; parental rights assigned post-birth. |
| Eligibility | Requires marriage certificates and medical evidence of infertility. |
| Cost | $50,000–$60,000, depending on program inclusions. |
Surrogacy in Armenia
| Aspect | Details |
| Process | Affordable option with growing medical infrastructure. |
| Legal | Recognized as legal; parental rights transfer after birth. |
| Eligibility | Open to married heterosexual couples with medical need for surrogacy. |
| Cost | $55,000–$65,000, ideal for budget-conscious couples. |
Surrogacy in Colombia
| Aspect | Details |
| Process | Features experienced clinics and growing expertise in fertility treatments. |
| Legal | Permitted with private contracts; legal frameworks vary. |
| Eligibility | Open to all couples and individuals, including same-sex couples. |
| Cost | $60,000–$80,000, depending on the complexity of the case. |
Surrogacy in Mexico
| Aspect | Details |
| Process | Long-standing destination with high-quality medical care. |
| Legal | Laws vary by state; popular hubs include Tabasco and Sinaloa. |
| Eligibility | Open to most couples and individuals; state-specific requirements apply. |
| Cost | $55,000–$80,000, offering a cost-effective option near the U.S. |
Surrogacy in Argentina
| Aspect | Details |
| Process | Gaining recognition for affordability and favorable legal interpretations. |
| Legal | No specific laws; private contracts used; parental rights assigned post-birth. |
| Eligibility | Open to heterosexual couples, same-sex couples, and single parents. |
| Cost | $50,000–$75,000. |
Surrogacy in India
| Aspect | Details |
| Process | Allows only altruistic surrogacy for Indian citizens. |
| Legal | Commercial surrogacy is prohibited; strict regulations for Indian couples. |
| Eligibility | Restricted to Indian heterosexual couples with medical infertility proof. |
| Cost | Not available for international couples due to legal restrictions. |
Additional guide for intended parents:
How Much Does Surrogacy Cost in Argentina
Conclusion
Surrogacy in Illinois has a good legal setup and lots of support for families. However, th cost of surrogacy in Illinois can range from $150,000 to $190,000, it’s a good choice for international surrogacy.
Planning, saving money, and getting emotional support are important for a successful surrogacy in Illinois. The state’s laws make it easier to get parental rights. Illinois can fit different budgets and needs.
We are happy to assist you with one of our global surrogacy programs best suited you your personal, financial,, and legal needs. I am here to assist you every step of the way.
Get in touch for a Free Surrogacy Consultancy:
📲 91-8800481100 ( WhatsApp, Line, Viber)
FAQs for surrogacy in Illinois
What is the typical cost of surrogacy in Illinois?
The cost of surrogacy in Illinois is usually between $150,000 and $190,000. This includes agency fees, what the surrogate gets paid, legal costs, medical bills, and travel.
What factors influence the cost of surrogacy in Illinois?
The cost of surrogacy in Illinois depends on several factors. These include agency fees, medical expenses, legal costs, and the surrogate’s compensation. Other costs might include insurance, travel, and unexpected medical needs.
What is the range of compensation for surrogates in Illinois?
Surrogates in Illinois can earn between $50,000 to $110,000. This amount varies based on their experience and location.
What are the initial costs associated with surrogacy in Illinois?
Initial costs include consultation fees, which are often free. They also include IVF and fertility treatments, which cost between $20,000 to $30,000. Other expenses are for surrogate screening, psychological evaluations, and legal fees for contracts.
How do the costs of surrogacy in Illinois compare to the national average?
The average cost of surrogacy in Illinois is similar to the national average. It ranges from $169,900 to $179,000+.
What should I look for when choosing a surrogacy agency in Illinois?
When choosing a surrogacy agency in Illinois, look for their experience and transparency. Also, check if they offer comprehensive services. Popular agencies include American Surrogacy, ConceiveAbilities, and Golden Surrogacy.
What is the legal process for surrogacy in Illinois?
Illinois has favorable laws for surrogacy, thanks to the Gestational Surrogacy Act of 2005. This law allows intended parents’ names to be on the birth certificate immediately. Legal contracts are key to cover compensation, medical decisions, and parental rights.
What financial planning considerations are important for surrogacy in Illinois?
Financial planning for surrogacy in Illinois includes budgeting for agency fees, medical expenses, legal costs, and surrogate compensation. It’s also important to consider insurance coverage and tax implications.
What support is available for intended parents during the surrogacy journey in Illinois?
Intended parents in Illinois can find emotional support. This includes counseling services and support groups. These resources help manage the challenges of the surrogacy journey.
What are the key steps in the surrogacy process in Illinois?
The surrogacy journey in Illinois has several stages. These include matching with a surrogate, medical procedures, legal processes, and the birth of the child. Preparing for each step is crucial for a successful surrogacy experience.
Disclaimer:
All legal information on this website is intended only as a guide and is not a replacement for the opinions of licensed legal professionals/Medical professionals. Some information may have changed since the time of publication. We advise you to consult a licensed attorney/Medical expert with authority in fertility/surrogacy processes.
Author Bio: Neelam Chhagani is an International Surrogacy Expert with 15 years of experience in the fertility and surrogacy domain. As the founder of IVF Conceptions and Complete Surrogacy, she has guided over 4,000 intended parents worldwide on their surrogacy journey to parenthood. Recognized as a trusted authority, she specializes in holistic infertility solutions and third-party reproduction consulting.
Holding an MA in Counselling Psychology and a PGD in Mental Health, Neelam is a proud member of the European Fertility Society (EFS) and the European Society of Human Reproduction and Embryology (ESHRE). She is also a leading surrogacy blogger, providing valuable insights into ethical and practical surrogacy solutions.
Since 2010, committed to supporting ALL family types, Neelam has been passionate about helping intended parents grow their families with compassion, integrity, and a focus on secure and affordable surrogacy options Globally.
Learn more about Neelam:
https://www.ivfconceptions.com/neelam-chhagani-surrogacy-consultant/
https://www.linkedin.com/in/neelam-chhagani-92892229/
https://www.quora.com/profile/Neelam-Chhagani
I was introduced to Neelam by a friend who worked with Neelam for surrogacy. Neelam is absolutely wonderful. I am a single male and the journey to fatherhood is not that easy. Neelam connected me to a program ideal for my circumstances. She was with me throughout the pregnancy providing advice and guidance along the way. I am so grateful I found her and am thrilled today that I have a beautiful daughter. I highly recommend Neelam to anyone who is on a journey to become a parent. Having a child has changed my world for the better. I wish others success with their own journey and recommend you connect with Neelam to find a path that is best for you.
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