Cost of Surrogacy in Hawaii: Surrogate Cost Guide (2025)
The cost of surrogacy in Hawaii can be quite high, ranging from $150,000 to $190,000 or more. This makes it one of the pricier places for those looking to grow their families through surrogacy.
This guide will help you understand the costs of surrogacy in Hawaii. It aims to give you the information you need to make smart financial decisions during your journey.
Get in touch for a Free Surrogacy Consultancy:
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Key Takeaways
- The average cost of surrogacy in Hawaii ranges from $150,000 to $190,000+, covering many different expenses.
- Surrogacy in Hawaii has a complex fee structure. This includes costs for advertising, matching services, surrogate compensation, and legal fees.
- Hawaii’s unique legal process, which focuses on establishing parentage after birth, adds to the overall cost of surrogacy.
- It’s important to understand what affects surrogacy costs in Hawaii. This knowledge helps intended parents plan their budget effectively.
- Comparing Hawaii’s surrogacy costs to other states and international options can help intended parents make informed decisions.
Additional guide for intended parents:
How Much Does Surrogacy Cost in India
How Much Does Surrogacy Cost In Kazakhstan
Understanding the Basics of Surrogacy
Surrogacy is a complex yet rewarding process. It allows individuals or couples to have a child with the help of a surrogate mother. Surrogacy in Hawaii is relatively friendly, with gestational surrogacy being the more common and legally straightforward approach.
Whether you’re considering surrogacy as an intended parent or exploring the possibility of becoming a surrogate, understanding the basics is crucial.
What is Surrogacy?
Surrogacy is an arrangement where a woman, known as the surrogate mother, carries and delivers a child for another individual or couple, called the intended parents.
The surrogate may use her own egg (traditional surrogacy) or the intended parents’ or a donor’s egg (gestational surrogacy) during the process.
Types of Surrogacy: Traditional vs. Gestational
- Traditional Surrogacy: In this type, the surrogate mother’s own egg is used and fertilized by the intended father’s or a donor’s sperm. This method is less common in Hawaii due to legal complexities.
- Gestational Surrogacy: Here, the surrogate mother carries a child that is not genetically related to her. The embryo is created using the intended parents’ or donor’s eggs and sperm and then transferred to the surrogate’s uterus.
Who Needs a Surrogate?
Surrogacy is often sought by couples facing fertility issues, same-sex couples, or individuals unable to carry a pregnancy to term.
In Hawaii, surrogacy arrangements can provide a path to parenthood for those who cannot conceive or carry a child on their own. The state’s surrogacy-friendly laws make it a popular destination for surrogacy in the USA.
Overview of Surrogacy Costs in Hawaii
When it comes to surrogacy cost in Hawaii it can range from $150,000 to $190,000 or more. This comprehensive figure includes agency fees, surrogate compensation, medical expenses, and legal fees.
The exact costs can vary based on several factors. These include the surrogate’s experience, required medical procedures, and specific arrangements between the parties involved.
Factors Influencing Costs
- Surrogate’s level of experience: First-time surrogates in Honolulu typically earn $50,000 to $90,000+, while experienced surrogates can earn $60,000 to $110,000+.
- Medical procedures required: The cost can vary based on the complexity of medical treatments, such as in-vitro fertilization (IVF) and any necessary prenatal care.
- Specific arrangements between parties: The details of the surrogacy contract, including compensation, can impact the overall cost.
| Location | First-Time Surrogate Base Pay | Repeat Surrogate Base Pay |
| California and Colorado | $55,000 | $60,000 |
| All Other States | $50,000 | $55,000 |
Understanding surrogacy costs in Hawaii helps intended parents make informed decisions. This way, they can prepare for the financial investment needed to achieve their dream of parenthood.
Breakdown of Surrogacy price in Hawaii
Surrogacy in Hawaii involves various expenses that can change based on different factors. Knowing these costs is key for intended parents on the surrogacy journey.
Let’s explore the main parts that add up to the total surrogacy costs in Hawaii.
- Medical Costs
Medical expenses for surrogacy in Hawaii include IVF, prenatal care, and delivery. These can cost between $30,000 to $50,000 or more. This depends on the medical needs and any pregnancy complications.
- Legal Fees
Legal fees for surrogacy in Hawaii are usually between $10,000 to $15,000. They cover the contract, legal proceedings, and establishing parental rights.
- Agency Fees
Surrogacy agencies in Hawaii offer important services like matching and case management. Their fees can range from $15,000 to $30,000 or more, based on the support and services.
- Compensation for the Surrogate
The surrogate’s compensation in Hawaii is a big expense, often between $50,000 to $60,000. This includes the base pay and extra allowances for expenses like embryo transfer and travel.
It’s important to note that the average cost of surrogacy in Hawaii can start at $150,000+.
Intended parents need to budget carefully and plan financially for a successful and affordable surrogacy journey in Hawaii.
Comparing Surrogacy Costs Across States
Surrogacy costs vary across the USA. Hawaii’s costs are competitive, ranging from $100,000 to $210,000. It’s crucial to understand how Hawaii compares to other states and what affects these differences.
How Hawaii Stacks Up Against Other States
Surrogacy costs in Hawaii are similar to those in other surrogacy-friendly states. Agency fees in Hawaii are between $22,000 to $35,000, and surrogate compensation is from $35,000 to $55,000. These figures match national averages, making Hawaii a good choice for those looking for affordable surrogacy cost and low-cost surrogates in the surrogacy in the USA.
Factors Affecting State-by-State Pricing
- Local living costs: States with a higher cost of living, like California, have higher surrogacy expenses.
- Medical expenses: Medical care costs, including IVF and prenatal care, vary by region.
- Legal requirements: States with stricter legal procedures can increase surrogacy costs.
Despite cost variations, Hawaii’s surrogacy-friendly environment and experienced professionals offer value. This makes it a compelling option for intended parents in their surrogacy journey.
Insurance and Surrogacy Cost
Will my insurance cover surrogacy cost?
Understanding insurance is key in the surrogacy process in Hawaii. Intended parents need to know that health insurance might cover some medical costs. But, the coverage can vary a lot.
It’s important to carefully review insurance policies. This way, you can understand the specific terms and any limitations.
Understanding Surrogacy Insurance Policies
In Hawaii, health insurance must cover infertility diagnosis and treatment. This includes IVF and fertility preservation services. But, the coverage for surrogacy-related expenses can differ from one plan to another.
When looking at surrogacy insurance policies, consider a few things:
- Does it cover the surrogate’s medical expenses during pregnancy and delivery?
- Are there limits on the number of attempts or dollar amounts for infertility treatments?
- Does it exclude experimental procedures or non-medical costs of third-party reproduction?
- Are there restrictions on pre-existing condition exclusions related to infertility?
What to Look for in a Plan
When choosing an insurance plan for surrogacy, look for these:
Make sure it covers the surrogate’s medical expenses, including prenatal care and delivery. Also, look for flexible policy terms that fit the surrogacy process.
It should also include life insurance for the surrogate, which is often required by surrogacy agencies. Having support from the surrogacy agency in finding the right plan is also important.
By understanding insurance and working with a reputable surrogacy agency, intended parents in Hawaii can ensure a financially secure journey.
Financing Options for Surrogacy
Starting a surrogacy journey can be exciting but costly. Luckily, there are many financing options available.
From personal loans and fertility financing programs to crowdfunding, there are many ways to fund your affordable surrogacy journey.
Personal Loans and Financing Programs
Many lenders offer personal loans for surrogacy expenses. These low-cost surrogate financing options can help cover medical costs and agency fees.
Some fertility clinics and surrogacy agencies also have financing programs. They offer loans with competitive interest rates and flexible repayment plans.
Crowdfunding for Surrogacy
Crowdfunding is a popular way to raise money for surrogacy.
Platforms like GoFundMe and SeedCoach let you share your story and connect with supporters. This way, you can raise money for your affordable surrogacy goals.
It’s a great way to get support from friends, family, and like-minded individuals who want to help you achieve your dream family.
| Financing Option | Key Advantages | Potential Drawbacks |
| Personal Loans | Accessible financing for low-cost surrogatesFlexible repayment termsPotential tax benefits | Interest rates may varyRequires good credit score |
| Fertility Financing Programs | Tailored to surrogacy expensesDiscounts or compassionate care optionsStreamlined application process | Limited availabilityEligibility criteria may apply |
| Crowdfunding | Taps into a supportive communityRaises awareness about affordable surrogacyPotential for anonymous donations | Time-consuming campaign managementMay not reach fundraising goals |
Surrogacy’s financial side can seem overwhelming. But, there are many financing options to help make it possible. These options can help bring your family dreams to life.
Legal Aspects of Surrogacy in Hawaii
In the USA, surrogacy laws vary by state. Hawaii allows surrogacy but has its own rules.
Importance of Legal Contracts
Legal contracts are key in Hawaii, no matter the surrogacy type. They cover rights, compensation, and responsibilities.
It’s vital to work with skilled surrogacy lawyers to make these contracts legal and enforceable.
Key Legal Considerations
- Gestational surrogacy is preferred in Hawaii because of the state’s laws.
- Compensation for the surrogate must follow Hawaii’s laws.
- Getting parental rights in Hawaii can be more complex than in other states.
Affordable International Surrogacy Countries- Low-cost surrogacy countries
Some might look at international options for lower costs. Countries like India, Ukraine, and Georgia are popular. But, it’s important to consider the legal and ethical sides of international surrogacy.
For intended parents seeking a cost-effective, reliable, and legally secure surrogacy process, international surrogacy offers a promising solution. Countries in Latin America and Eastern Europe are emerging as affordable and dependable destinations for surrogacy, providing quality services at a fraction of the cost compared to many domestic options.
With over 15 years of expertise in facilitating international surrogacy journeys, we connect intended parents with trusted and experienced service providers worldwide.
For many U.S.-based intended parents, surrogacy abroad presents an appealing alternative, combining affordability, streamlined processes, and legally structured programs that may be unavailable domestically.
While the United States is known for its advanced surrogacy practices, the high costs and variable legal landscapes often pose challenges.
In contrast, international surrogacy offers:
- Lower Surrogacy Costs: Substantially reduced financial burdens.
- Global Expertise: Access to experienced professionals across various regions.
- Favorable Legal Frameworks: Simplified pathways to parenthood in countries with supportive surrogacy laws.
- No wait for Surrogates- Most of the international surrogacy countries offer no to very little wait period for surrogate matching.
By exploring surrogacy abroad, intended parents can realize their dream of building a family without facing the financial strain often associated with domestic surrogacy options. Let us guide you in navigating this journey with confidence and peace of mind.
| Country | Type of Surrogacy Allowed | Eligibility | Cost Range | Legal Status |
| Georgia | Gestational (Commercial) | Heterosexual married couples | $50,000–$75,000 | Legal, with contracts that are legally binding. |
| Ukraine | Gestational (Commercial) | Heterosexual married couples | $45,000–$70,000 | Legal, with clear parental rights post-birth. |
| Armenia | Gestational (Commercial) | Heterosexual married couples | $50,000–$70,000 | Legal, with parental rights transferred at birth. |
| Colombia | Gestational (Commercial & Altruistic) | All couples, including same-sex couples | $60,000–$80,000 | Permitted; contracts are private agreements. |
| Mexico | Gestational (Commercial & Altruistic) | Heterosexual and same-sex couples; varies by state | $60,000–$80,000 | Varies by state; legal in Tabasco and Sinaloa. |
| Argentina | Gestational (Altruistic & Commercial) | Heterosexual couples, same-sex couples, singles | $50,000–$80,000 | No specific laws; agreements are private. |
| India | Altruistic | Only Indian heterosexual couples | Not available for international couples | Restricted to altruistic surrogacy for Indian citizens. |
Below is a detailed overview of key international surrogacy destinations, including their processes, legalities, eligibility requirements, and costs:
Surrogacy in Georgia (Country)
| Aspect | Details |
| Process | Well-regulated and streamlined, with established clinics and agencies. |
| Legal | Permitted for heterosexual married couples; contracts are legally binding. |
| Eligibility | Requires proof of infertility for the intended mother. |
| Cost | $50,000–$75,000, significantly lower than U.S. costs. |
Surrogacy in Ukraine
| Aspect | Details |
| Process | Reliable medical facilities and professional surrogacy services. |
| Legal | Permitted for heterosexual married couples; parental rights assigned post-birth. |
| Eligibility | Requires marriage certificates and medical evidence of infertility. |
| Cost | $50,000–$60,000, depending on program inclusions. |
Surrogacy in Armenia
| Aspect | Details |
| Process | Affordable option with growing medical infrastructure. |
| Legal | Recognized as legal; parental rights transfer after birth. |
| Eligibility | Open to married heterosexual couples with medical need for surrogacy. |
| Cost | $55,000–$65,000, ideal for budget-conscious couples. |
Surrogacy in Colombia
| Aspect | Details |
| Process | Features experienced clinics and growing expertise in fertility treatments. |
| Legal | Permitted with private contracts; legal frameworks vary. |
| Eligibility | Open to all couples and individuals, including same-sex couples. |
| Cost | $60,000–$80,000, depending on the complexity of the case. |
Surrogacy in Mexico
| Aspect | Details |
| Process | Long-standing destination with high-quality medical care. |
| Legal | Laws vary by state; popular hubs include Tabasco and Sinaloa. |
| Eligibility | Open to most couples and individuals; state-specific requirements apply. |
| Cost | $55,000–$80,000, offering a cost-effective option near the U.S. |
Surrogacy in Argentina
| Aspect | Details |
| Process | Gaining recognition for affordability and favorable legal interpretations. |
| Legal | No specific laws; private contracts used; parental rights assigned post-birth. |
| Eligibility | Open to heterosexual couples, same-sex couples, and single parents. |
| Cost | $50,000–$75,000. |
Surrogacy in India
| Aspect | Details |
| Process | Allows only altruistic surrogacy for Indian citizens. |
| Legal | Commercial surrogacy is prohibited; strict regulations for Indian couples. |
| Eligibility | Restricted to Indian heterosexual couples with medical infertility proof. |
| Cost | Not available for international couples due to legal restrictions. |
Additional guide for intended parents:
How Much Does Surrogacy Cost in Argentina
Conclusion
Surrogacy in Hawaii is supportive for parents and surrogates. While it’s expensive and cost of surrogacy in Hawaii can range from $150,000 to $190,000 or more, there are ways to finance it. Understanding all costs, legal needs, and agency roles is key for a successful journey in Hawaii.
We are happy to assist you with one of our global surrogacy programs best suited you your personal, financial,, and legal needs. I am here to assist you every step of the way.
Get in touch for a Free Surrogacy Consultancy:
📲 91-8800481100 ( WhatsApp, Line, Viber)
FAQs for surrogacy in Hawaii
What is the average cost of surrogacy in Hawaii?
The average cost of surrogacy in Hawaii is between $150,000 to $190,000+. This guide covers all costs, including medical, legal, agency fees, and surrogate pay.
What are the main types of surrogacy?
There are two main types: traditional and gestational. In Hawaii, gestational surrogacy is more common and easier to handle legally.
Who typically needs a surrogate?
Surrogacy is often sought by couples facing fertility issues, same-sex couples, or individuals unable to carry a pregnancy.
What factors influence the cost of surrogacy in Hawaii?
Several factors affect surrogacy costs in Hawaii. These include the surrogate’s experience, medical procedures needed, and the agreements between parties.
What are the main components of surrogacy costs in Hawaii?
The total cost of surrogacy in Hawaii includes several parts. These are agency fees, the surrogate’s compensation, medical expenses, and legal fees.
How do surrogacy costs in Hawaii compare to other states?
Surrogacy costs in Hawaii are similar to other US states. Costs are influenced by local living costs, medical expenses, and legal requirements.
What insurance coverage is available for surrogacy in Hawaii?
Insurance for surrogacy in Hawaii may cover some medical costs. Intended parents should also get life insurance for the surrogate. Coverage varies widely, and some agencies include insurance costs in their fees.
What financing options are available for surrogacy in Hawaii?
There are several financing options for surrogacy in Hawaii. These include personal loans, fertility financing companies, employer benefits, and crowdfunding platforms like SeedCoach.
How do surrogacy agencies in Hawaii influence the cost?
Surrogacy agencies in Hawaii offer full services. Their fees and services can affect the overall cost for intended parents.
What are the legal considerations for surrogacy in Hawaii?
Hawaii has no specific surrogacy laws. But, legal contracts are key. They cover parental rights, compensation, and expectations. Working with experienced surrogacy attorneys is crucial.
What are some affordable international surrogacy options?
While Hawaii offers surrogacy services, some consider international options. Countries like India, Ukraine, and Georgia might have lower costs. But, it’s important to understand the legal and ethical implications before choosing.
Disclaimer:
All legal information on this website is intended only as a guide and is not a replacement for the opinions of licensed legal professionals/Medical professionals. Some information may have changed since the time of publication. We advise you to consult a licensed attorney/Medical expert with authority in fertility/surrogacy processes.
Author Bio: Neelam Chhagani is an International Surrogacy Expert with 15 years of experience in the fertility and surrogacy domain. As the founder of IVF Conceptions and Complete Surrogacy, she has guided over 4,000 intended parents worldwide on their surrogacy journey to parenthood. Recognized as a trusted authority, she specializes in holistic infertility solutions and third-party reproduction consulting.
Holding an MA in Counselling Psychology and a PGD in Mental Health, Neelam is a proud member of the European Fertility Society (EFS) and the European Society of Human Reproduction and Embryology (ESHRE). She is also a leading surrogacy blogger, providing valuable insights into ethical and practical surrogacy solutions.
Since 2010, committed to supporting ALL family types, Neelam has been passionate about helping intended parents grow their families with compassion, integrity, and a focus on secure and affordable surrogacy options Globally.
Learn more about Neelam:
https://www.ivfconceptions.com/neelam-chhagani-surrogacy-consultant/
https://www.linkedin.com/in/neelam-chhagani-92892229/
https://www.quora.com/profile/Neelam-Chhagani
I was introduced to Neelam by a friend who worked with Neelam for surrogacy. Neelam is absolutely wonderful. I am a single male and the journey to fatherhood is not that easy. Neelam connected me to a program ideal for my circumstances. She was with me throughout the pregnancy providing advice and guidance along the way. I am so grateful I found her and am thrilled today that I have a beautiful daughter. I highly recommend Neelam to anyone who is on a journey to become a parent. Having a child has changed my world for the better. I wish others success with their own journey and recommend you connect with Neelam to find a path that is best for you.
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