Surrogacy Cost in Kolkata: A Comprehensive Guide

Surrogacy in Kolkata

Surrogacy is a well-established and effective option for individuals and couples experiencing difficulties with natural conception. It provides a route to parenthood through advancements in medical technology, particularly gestational surrogacy, where the surrogate mother carries an embryo created through IVF. This process ensures a biological connection between the intended parents and the child.

In this blog, we will focus on surrogacy in Kolkata, specifically exploring surrogacy costs in Kolkata. Let’s delve into the topic of surrogacy in India and assess whether it could be the right choice for your journey to parenthood

The primary aim of this blog is to provide detailed insights into surrogacy Price in Kolkata, Whether you are planning in 2025 or wondering about the lowest surrogacy cost in Kolkata, this guide will help you make informed decisions.

Additional guide for intended parents:

Surrogacy in Delhi

Surrogacy in Mumbai

Surrogacy in Bangalore

Gestational Surrogacy in Chennai

Surrogacy in Hyderabad

Why Consider Surrogacy in Kolkata?

  • Affordable costs compared to other global destinations.
  • Availability of altruistic surrogacy rate in Kolkata for those on a budget.
  • Expertise in gestational surrogacy and IVF procedures.
  • Support for altruistic surrogacy models, making it an ethical choice.

Understanding Surrogacy in Kolkata

baby through Surrogacy

Types of Surrogacy

Surrogacy is a medical arrangement where a woman (the surrogate) carries and delivers a child on behalf of another individual or couple (intended parents). The two primary types of surrogacy practiced are:

  1. Traditional Surrogacy
    • In this type, the surrogate uses her egg, making her the biological mother of the child.
    • This method is less common due to legal and ethical concerns.
  2. Gestational Surrogacy
    • Here, the surrogate has no biological connection to the child. An embryo created through IVF is implanted into her uterus. Only gestational surrogacy is allowed in India.  

Legal Framework Governing Surrogacy in India

The surrogacy landscape in India operates under strict legal guidelines to protect all parties involved. As per the Surrogacy (Regulation) Act, only altruistic surrogacy is permitted, where the surrogate mother does not receive monetary compensation beyond medical expenses.

The framework ensures:

  • Ethical practices in surrogacy arrangements.
  • Prevention of exploitation of surrogate mothers.
  • Support for Indian citizens or NRIs opting for surrogacy.

 Overview of Legal Framework

  • Altruistic Surrogacy Only: The law permits surrogacy only for altruistic purposes. The altruistic surrogacy cost in Kolkata covers only medical and insurance-related expenses.
  • Eligibility Criteria:
    • Married couples with proven medical infertility are allowed.
    • Single parents and same-sex couples are currently excluded under the law.
  • Prohibition of Commercial Surrogacy: The ban on commercial surrogacy has shifted focus to more ethical practices.
  • Age Limitations:
    • The female partner must be 23–50 years old.
    • The male partner must be 26–55 years old.
  • Surrogate Mother Requirements:
    • The surrogate must be a close relative of the intended parents.
    • She can only be a surrogate once in her lifetime.

The legal framework ensures clarity and ethical boundaries, making  Kolkata a reliable destination for surrogacy despite restrictions on certain types.

Surrogacy Experts

THE SURROGACY (REGULATION) ACT, 2021

  • Altruistic Surrogacy only (no direct financial benefit to the surrogate mother)
  • Registered Surrogacy Clinic only (ART Registered clinics can perform surrogacy).
  • Single woman (divorced or widowed), between the age of 35 to 45 years. A genetic link is a must. 
  • Married Indian female (25 to 50 years) and male (26 to 55 years).
  • Only Indian citizens and OCI are allowed to do surrogacy ( married couples)
  • Couple have not had any healthy surviving child biologically or by adoption.
  • Have to have Medical indication ncessitating gestation surrogacy.
  • To obtain a certificate of essentiality from The Appropriate Authority.
  • To obtain certificate of medical indication necessitating gestation surrogacy from District Medical Board.
  • Parentage Order passed by First class Magistrate.
  • Surrogate Mother to obtain eligibility certificate from The Appropriate Authority.
  • Surrogacy (Regulation) Amendment Rules, 2024- As of 21st Feb 2024, it is possible to use an egg donor or sperm donor if all other conditions are met. 

Surrogacy Cost in Kolkata

Surrogacy cost

Average Cost Range for Surrogacy in Kolkata

The surrogacy costing in Kolkata typically ranges between  ₹18 to 22 lakhs, making it a relatively affordable option. This cost includes medical procedures, surrogate compensation (where applicable), legal fees, and additional charges like accommodation for intended parents if required.

 Kolkata stands out for offering high-quality services while maintaining competitive pricing. Those searching for how much surrogacy costs in Kolkata will find it a cost-effective yet reliable choice for your surrogacy parenthood journey. 

Cost Breakdown Table:

ComponentApproximate Surrogate Price (₹)
Medical Procedures (IVF, Embryo Transfer)7–10 lakh
Surrogate Compensation (Altruistic)Covered by medical & insurance expenses
Legal Documentation & Contracts2–4 lakh
Pregnancy Care & Delivery Costs6–8 lakh
Miscellaneous Expenses (Travel, Stay, etc.)2–5 lakh

 

Factors Influencing the Overall Surrogate Mother Price in Kolkata

Several factors impact the cost of surrogacy in Kolkata, leading to variations within the  ₹18 to 22 lakhs range:

1. Type of Surrogacy

  • Gestational Surrogacy Cost in  Kolkata: Includes IVF and advanced medical care, contributing to a higher cost.
  • Altruistic Surrogacy Cost in  Kolkata: Lower costs as surrogate compensation is not allowed beyond medical and insurance coverage.

2. IVF Procedure

  • IVF Surrogacy Cost in  Kolkata varies depending on the clinic, the complexity of the procedure, and the number of IVF cycles required.

3. Medical and Pregnancy Care

4. Legal and Administrative Costs

  • Ensuring compliance with the Surrogacy (Regulation) Act requires legal contracts and documentation, adding to the total cost.

5. Yearly Adjustments in Costs

  • Historical data, such as the surrogacy cost in Kolkata in 2021, shows increases due to inflation and advancements in medical technology.

Points to Remember

  •  Kolkata offers some of the most well-known and advanced technology with affordable surrogacy costs without compromising quality.
  • For those considering twin pregnancies, it’s essential to plan for higher expenses under the twin surrogacy cost Kolkata.

Breakdown of Surrogate Costs in  Kolkata

budgeting in Surrogacy

Detailed Analysis of Surrogate Compensation

Under the Surrogacy (Regulation) Act, only altruistic surrogacy is permitted in India. This means the surrogate mother cannot be compensated monetarily beyond medical and insurance expenses.

Key Components of Surrogate Compensation:

  • Medical Expenses: All prenatal, delivery and postnatal care are covered.
  • Insurance Coverage: A comprehensive insurance policy ensures the surrogate mother’s well-being during and after pregnancy.
  • Other Allowances: Necessary expenses such as transportation to medical facilities are reimbursed.

Since commercial surrogacy is prohibited, the altruistic surrogacy price in Kolkata is significantly reduced compared to international destinations.

Medical Expenses Associated with Surrogacy

The largest portion of the surrogacy cost Kolkata arises from medical procedures and care. These include:

Medical Procedure/ServiceCost Range (₹)
IVF Treatment (including embryo creation)5–7 lakh
Embryo Transfer to Surrogate2–3 lakh
Prenatal Care (regular checkups, scans)4–5 lakh
Delivery Costs (normal or C-section)4–6 lakh

Key Factors Impacting Medical Costs:

  • Number of IVF Cycles: Repeated cycles increase the total IVF surrogacy cost in  Kolkata.
  • Pregnancy Complexity: A twin pregnancy may lead to higher expenses, affecting the twin surrogacy cost in  Kolkata.
  • Hospital Choice: High-end facilities may charge premium fees for services.

 Additional Fees: Legal, Agency, and Administrative Costs

Apart from medical expenses, the surrogacy rate Kolkata includes several additional charges:

CategoryCost Range (₹)
Legal Documentation & Contracts2–4 lakh
Agency Fees (if applicable)3–5 lakh
Administrative Costs2–3 lakh

Breakdown:

  • Legal Costs: Drafting and notarizing surrogacy agreements to comply with the Surrogacy (Regulation) Act.
  • Agency Fees: Some intended parents choose agencies to manage the process, which can impact the total cost.
  • Miscellaneous Administrative Costs: Includes travel arrangements, surrogate matching processes, and other logistical needs.

Legal Surrogacy in  Kolkata

Importance of Legal Agreements in Surrogacy

Legal agreements are crucial in ensuring a smooth surrogacy process for both the intended parents and the surrogate. These agreements:

  • Clearly outline the roles, responsibilities, and rights of each party.
  • Provide a framework for resolving potential disputes.
  • Ensure compliance with the Surrogacy (Regulation) Act, making the process legally valid and secure.

Overview of the Surrogacy (Regulation) Bill

The Surrogacy (Regulation) Bill governs all surrogacy-related practices in India, ensuring ethical standards and protecting all involved. Here’s a brief overview:

Key Provisions:

  1. Prohibition of Commercial Surrogacy: Only altruistic surrogacy is allowed, reducing exploitation.
  2. Eligibility of Intended Parents:
    • Must be an Indian citizen.
    • Married couples with proven medical infertility are eligible.
  3. Eligibility of the Surrogate:
    • Must be a close relative of the intended parents.
    • Should have been married and have at least one biological child.
  4. Ban on Foreign Nationals: Surrogacy is not available to foreigners or same-sex couples.
  5. Legal Custody: Parental rights are solely granted to the intended parents.

This bill ensures transparency in costs, such as the altruistic surrogacy cost in  Kolkata, and prevents unethical practices.

Finding Surrogates in  Kolkata

Reputed surrogacy agencies and clinics in  Kolkata assist in finding suitable surrogates. These organizations handle legal formalities, medical screening, and the matching process. Some intended parents also rely on personal networks to identify eligible surrogates under the Surrogacy (Regulation) Act.

Surrogate Mother

Criteria for Selecting a Suitable Surrogate

Choosing the right surrogate is critical for a successful process. Essential criteria include:

  • Health: The surrogate should be in good physical health with no chronic illnesses.
  • Age: Typically between 25–35 years old to ensure a safe pregnancy.
  • Previous Pregnancy: Must have a history of at least one successful pregnancy.
  • Emotional Stability: Ability to handle the psychological demands of surrogacy.

 Importance of Medical and Psychological Evaluations

Comprehensive evaluations ensure the surrogate’s readiness for the journey:

  • Medical Tests: Includes fertility assessments, blood tests, and screenings for infectious diseases.
  • Psychological Assessments: Ensures the surrogate can emotionally manage the process and post-birth separation.

These steps guarantee ethical practices and reduce risks, contributing to the overall reliability of the surrogacy cost price in Kolkata.

Best Surrogacy Doctors in  Kolkata

Surrogacy Experts

Criteria for Selecting a Surrogacy Doctor

Choosing the right surrogacy doctor is crucial for a successful and smooth journey. Key criteria to consider include:

  • Experience in Fertility Treatments: Specialization in IVF and gestational surrogacy procedures.
  • Success Rates: Consistent track record of successful pregnancies and live births.
  • Credentials and Certifications: Affiliation with reputed medical institutions and proper licensing.
  • Communication Skills: Ability to explain procedures, costs (like the IVF surrogacy cost in  Kolkata), and timelines clearly.
  • Comprehensive Services: Offering end-to-end care, including surrogate screening, embryo transfer, and pregnancy monitoring.

 Importance of Experience and Success Rates

An experienced doctor can significantly influence outcomes, especially in complex cases. Here’s why:

  • High Success Rates: Doctors with proven expertise ensure higher chances of successful implantation and pregnancy.
  • Expertise in Twin Pregnancies: Specialists adept at handling twin pregnancies can optimize the twin surrogacy cost in  Kolkata.
  • Complication Management: Experienced doctors can quickly address medical challenges, reducing risks for both the surrogate and the intended parents.
  • Trust and Confidence: A skilled doctor fosters trust, giving intended parents peace of mind throughout the process.

Selecting a qualified doctor ensures not only ethical practices but also cost efficiency, making the overall surrogacy rate Kolkata worthwhile.

Additional guide for intended parents:

Gestational Surrogacy in Ahmedabad

Surrogacy in Lucknow

Surrogacy in Kolkata

Surrogacy in Coimbatore

Surrogacy in Indore

Conclusion

In conclusion, this guide has provided an in-depth overview of surrogacy costs in Kolkata, with the cost typically ranging between ₹18–22 lakh, influenced by factors such as medical procedures, legal fees, and the type of surrogacy chosen.

It has also emphasized the importance of legal agreements and compliance with the Surrogacy (Regulation) Act, along with key considerations when selecting surrogates and doctors.

Since surrogacy is a major decision, it is essential to conduct thorough research into surrogacy in Kolkata, consult with experts, and prioritize ethical practices to ensure a seamless and successful experience.

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at  Complete Surrogacy Agency. We offer legally secure and affordable surrogacy consulting services for FREE.

Get in touch for  FREE SURROGACY CONSULTING:

Mobile: +91-8800481100 ( WhatsApp, Line, Viber)

Email: ​[email protected]

why Georgia Surrogacy Agency

Why Choose Complete Surrogacy for Surrogacy in India 


• Option of choosing multiple surrogacy destinations with 14+ Years of international surrogacy experience. 

• Getting a chance to work with fertility clinics/agencies that are elite and have a proven track record with references from existing IPs.  

• Option of choosing multiple egg donor options- Asian, Caucasian, African, Oriental etc. 

• All transparent financial transactions with affordability. You make a direct payment with no additional fee on top. 

• No hidden agent fee or surprise cost later on.  All fees are paid directly as per the agreement signed with the service provider. 

• Dedicated case manager to each ip. 

• Honest, transparent, and quick communications.

• Assistance in all legal matters about visa and taking baby home process.

• Local support with access to all medical reports of egg donors and surrogate mothers.

• Assistance in all logistics of frozen sperm/embryo shipments. 

• Last but not least, we have years of experience in coordinating delicate surrogacy programs with great personal care.

FAQs Around Surrogacy in  Kolkata

1. What is the average surrogacy cost in  Kolkata?

The surrogacy cost in  Kolkata typically ranges between ₹18 to 22 lakhs, depending on factors like the type of surrogacy, medical procedures, doctor experience, locations of the surrogacy clinics, and legal expenses.

2. How much does surrogacy cost in  Kolkata in 2024?

In 2024, the surrogacy cost in  Kolkata remains in the  ₹18 to 22 lakhs range, though prices may vary slightly based on the clinic, medical complexities, and additional services.

3. What factors influence surrogacy costs in  Kolkata?

Key factors include:

  • Type of surrogacy (gestational or altruistic).
  • IVF treatment costs and number of cycles.
  • Medical care, including pregnancy and delivery.
  • Legal and administrative fees.

4. What is the cheapest surrogacy cost in  Kolkata?

The cheapest surrogacy cost in  Kolkata would typically be closer to ₹20 lakh, primarily in cases of altruistic surrogacy where surrogate compensation is limited to medical expenses.

5. What is altruistic surrogacy, and how does it affect costs?

In altruistic surrogacy, the surrogate mother is not paid beyond medical and insurance expenses. This significantly lowers the overall cost compared to commercial surrogacy, which is illegal in India.

6. How can I find a surrogate in  Kolkata?

Surrogates in  Kolkata can be found through reputable surrogacy agencies or clinics, which handle screening, medical care, and legal matters. Personal networks can also sometimes help find potential surrogates, although agencies ensure a more structured and regulated process.

7. What is the role of legal agreements in surrogacy?

Legal agreements are essential to clarify the roles, responsibilities, and rights of both the intended parents and the surrogate. These agreements ensure compliance with the Surrogacy (Regulation) Act and protect all parties involved.

8. Are there any medical evaluations required for surrogates?

Yes, surrogates must undergo medical screenings to ensure they are physically fit for pregnancy. Psychological evaluations are also conducted to assess their emotional readiness for the surrogacy process.

9. Can foreigners opt for surrogacy in  Kolkata?

Under current laws, foreign nationals are not permitted to pursue surrogacy in India. The Surrogacy (Regulation) Act limits surrogacy to Indian citizens or NRIs and OCIs.

10. How do I choose a surrogacy doctor in  Kolkata?

Select a doctor with experience in IVF and surrogacy, high success rates, and proper certifications. Look for someone with a transparent approach to the IVF surrogacy cost in  Kolkata and comprehensive care from start to finish.

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Neelam

About Neelam

Neelam Chhagani, MA (Counselling Psychology), PGD (Mental Health), and Holistic Infertility and Third-Party Reproduction Consultant.

Member of European Fertility Society, Best Surrogacy Blogger of 2020, with 300 dedicated blogs and top contributor on Quora for Surrogacy.

Highly esteemed, authoritative, and trusted professional with a 14-year experience in international surrogacy. Advocate for Secure, Legal, and Affordable International Surrogacy.

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Why Our Intended Parents Choose Us- Testimonials

I was introduced to Neelam by a friend who worked with Neelam for surrogacy. Neelam is absolutely wonderful. I am a single male and the journey to fatherhood is not that easy. Neelam connected me to a program ideal for my circumstances. She was with me throughout the pregnancy providing advice and guidance along the way. I am so grateful I found her and am thrilled today that I have a beautiful daughter. I highly recommend Neelam to anyone who is on a journey to become a parent. Having a child has changed my world for the better. I wish others success with their own journey and recommend you connect with Neelam to find a path that is best for you.

SA (USA)

Neelam is empathic and an awesome professional. She’s always available and eager to response to clients calls. She followed our process the way. Definitely recommend.

J&C (UK)

This whole journey has been absolutely wonderful. And I have such a beautiful daughter today. I have such an amazing army of family and friends surrounding me. She’s brought so much joy to everyone Especially me. I’m grateful that we moved forward I don’t know what I would do without her. So please let Mark now we made the right decision and yes I’m thinking about a second journey. I think it’s important to raise a child with a sibling. So two children seems like the right thing. Will make a final decision in the next 3 to 4 months.

S (USA)

Thank you so much for your handholding and for connecting me with everything. I am so grateful for the role that you’ve played. I’m the happiest father alive. Thank you so much for your guidance along the way. She’s adorable and I’m all gushy in love!!!

SE (USA)

Hoping to have wonder babies, we initiated the process with Neelam at IVF Conceptions. Her warm concerns and dedicated helps drive this process moving through frustrated change of surrogacy policy in India. Finally, the surrogacy was smoothly transferred to Russia and now, we saw our baby growing already. We greatly thank Neelam, who sincerely helped us to achieve our baby dream. There is no doubt that both IVF conceptions and IVF Sunrise provided excellent surrogacy service with transparent fund transactions.

PH (USA)

We are so glad to inform about arrival of twins for our single Intended Parent.. This was his first attempt with Asian egg donor and he was successful in first round of embryos transfer with twins. The pregnancy term was eventless and during routine visit on 34 weeks- doctor decided to CS as surrogate was 4 cm dilated. Babies are so cute and adorable and surrogate- doing well. It goes without saying J L is very delighted and busy dad!!!

JL Singapore

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