Average Cost of Surrogacy in India: Your Guide

Average Cost of Surrogacy in India: Your Guide

India was once known as the surrogacy capital of the world. The market reached about 2.3 thousand million dollars in 2012. Now, the average cost of surrogacy in India is between 2 to 30 lakhs. This cost varies based on the type of surrogacy arrangement, what services needed, location of the surrogacy clinics, experience and expertise of the surrogacy doctor in India. 

Whether you’re thinking about using your own eggs or donor eggs, knowing the costs is key. It’s important for a successful journey.

In this detailed guide, we’ll explore the costs of surrogacy in India. We’ll look at what affects the prices, the surrogacy process, and the latest legal updates. By the end, you’ll understand the financial aspects and how to plan for your surrogacy in India.

Key Takeaways

  • The average cost of surrogacy in India ranges from 28 to 25 lakhs, with guaranteed surrogacy packages costing around 35 lakhs.
  • India was once the surrogacy capital of the world, with the market reaching 2.3 thousand million dollars in 2012.
  • Surrogacy in India is now regulated under the Surrogacy Law of 2021, allowing only altruistic surrogacy without financial compensation.
  • Factors influencing the cost of surrogacy in India include IVF clinic charges, surrogate compensation, legal fees, and other associated expenses.
  • Surrogacy package options in India vary, with basic, advanced, and guaranteed packages available to suit different budgets.

More Resources to Read:

How much does Surrogacy Cost

Surrogacy Guide for Surrogate Mothers

Surrogacy Guide for Intended Parents

How does the surrogacy process work

Surrogacy in India: An Overview

Surrogacy is when a fertilized egg is placed in a surrogate mother‘s womb. She then carries the pregnancy to term. In India, only gestational surrogacy is legal. This means the surrogate has no genetic link to the child.

The surrogate must be someone the intended parents know well. This could be a friend, relative, or acquaintance. Altruistic surrogacy is the only legal option in the country.

What is Surrogacy?

Surrogacy is when a woman, called the surrogate, carries a pregnancy for someone else. This could be a couple or individual, known as the intended parents. The surrogate might or might not be genetically related to the child.

Legal Status of Surrogacy in India

In India, the Surrogacy (Regulation) Act, 2022 governs surrogacy. Only altruistic surrogacy is allowed. This means the surrogate can’t get paid, except for medical expenses and insurance.

The surrogate must be a close relative of the intended parents. Also, the intended parents must be an infertile Indian married couple.

Surrogacy Laws

THE SURROGACY (REGULATION) ACT, 2021

  • Altruistic Surrogacy only (no direct financial benefit to the surrogate mother)
  • Registered Surrogacy Clinic only (ART Registered clinics can perform surrogacy).
  • Single woman (divorced or widowed), between the age of 35 to 45 years. A genetic link is a must. 
  • Married Indian female (25 to 50 years) and male (26 to 55 years).
  • Only Indian citizens and OCI are allowed to do surrogacy ( married couples)
  • Couple have not had any healthy surviving child biologically or by adoption.
  • Have to have Medical indication ncessitating gestation surrogacy.
  • To obtain a certificate of essentiality from The Appropriate Authority.
  • To obtain certificate of medical indication necessitating gestation surrogacy from District Medical Board.
  • Parentage Order passed by First class Magistrate.
  • Surrogate Mother to obtain eligibility certificate from The Appropriate Authority.
  • Surrogacy (Regulation) Amendment Rules, 2024- As of 21st Feb 2024, it is possible to use an egg donor or sperm donor if all other conditions are met.

Why Choose Surrogacy in India?

India is a great choice for surrogacy because it’s affordable and has top-notch medical care. Surrogacy in India costs about 5 times less than in the U.S. This makes it a budget-friendly option for many. Plus, India has skilled fertility doctors and modern surrogacy centers, ensuring quality care.

Surrogate Mother

Surrogacy Cost-Effectiveness

One big reason for choosing India for surrogacy is its cost-effectiveness. The average cost of surrogacy in India is between 5 to 6 lakhs. This includes different fees like base compensation and extra payments. In contrast, the U.S. can cost over $100,000, making India a more affordable and reasonable choice.

Access to High-Quality Medical Care

Surrogacy in India also means access to high-quality medical care. India has experienced fertility doctors and modern surrogacy centers. Surrogates in India go through detailed screening, including medical tests and legal checks. This ensures they receive the best care and safety.

With India’s surrogacy rate and surrogacy price, it’s a top pick for those looking for affordable and reliable surrogacy services.

Factors Influencing the Cost of Surrogacy in India

Exploring surrogacy in India means knowing what affects the cost. Things like surrogate pay, medical bills, and legal costs all matter. Knowing these can help you plan your budget for surrogacy.

Surrogate Compensation

The money given to the surrogate mother is a big part of the cost. It can be between ₹3,50,000 to ₹6,00,000. This amount depends on the surrogate’s experience and the program’s needs. It covers her time, any risks, and the pregnancy’s challenges.

Medical Expenses

Medical costs for surrogacy vary a lot, from ₹60,000 to ₹1,20,000. These include IVF, medicines, and care during pregnancy and after birth.

Legal Fees

Legal costs for surrogacy in India are between ₹50,000 to ₹1,00,000. These fees are for legal documents, approvals, and making sure everything is legal.

Other things like where you are, the type of surrogacy, and the clinic’s services also affect the cost. It’s smart to look around and compare to find the best deal for you.

FactorCost Range (INR)
Surrogate Compensation₹3,50,000 – ₹6,00,000
Medical Expenses₹20,0000 – ₹4,20,000
Legal Fees₹20,0000 – ₹4,00,000

Understanding these factors helps you navigate surrogacy in India better. It lets you make informed choices for your journey.

Average Cost of Surrogacy in India

Thinking about surrogacy in India? You’ll find it’s more affordable than many places. The average cost of standard surrogacy in India ranges from INR 10 to 12 lakhs. This includes the surrogate mother’s pay, medical bills, and legal fees.

The cost can change based on the type of surrogacy. An advanced surrogacy package with an egg donor and multiple IVF cycles can cost around 18 lakhs. A basic package with one IVF cycle and the surrogate’s pay is about 9 lakhs.

Remember, these prices don’t cover legal costs and approvals. But, surrogacy in India is much cheaper than in the United States, where it can cost $65,000 to $85,000+.

“Surrogacy is a popular choice in India due to its lower cost compared to other countries.”

India’s surrogacy success rates are high. They stand at 65% when using self-eggs and sperm, 80% with donor eggs, 75% with donor sperm, and 80% with advanced approaches. This, along with the cost, makes India a great choice for surrogacy.

The Surrogacy Process in India

Surrogacy Timeline for IPs

Starting the surrogacy journey in India is a detailed process. It makes sure everyone involved is safe. The first step is finding the right surrogate mother. She goes through many tests to check her health and mind.

This careful selection helps find surrogates in India who can carry a baby safely.

Screening and Selection of Surrogate

The surrogate’s past, health, and family history are checked closely. She must pass many tests, like genetic and disease screenings, and mental health checks. Only women aged 25 to 35 who meet strict rules are picked for the surrogacy process in India.

Legal Formalities

After picking a surrogate, the legal steps start. This includes making detailed contracts and getting all needed approvals. The surrogacy fee in India pays for these legal steps, making the process smooth.

IVF and Embryo Transfer

The last step is the IVF process. The intended parents’ embryo is put into the surrogate’s uterus. She is watched closely to make sure the baby grows well.

The surrogacy in India cost includes IVF and care for the surrogate during pregnancy.

This detailed process helps couples in India find surrogates and achieve their dream of having a child. They get top-notch medical care and legal support.

Surrogacy cost in the major cities in India- A tabular comparison with breakdown of surrogacy price

The cost of surrogacy in India changes a lot depending on the city. In big cities like Mumbai and Delhi, it can cost between ₹25 to ₹50 lakhs. But, places like Bangalore and Hyderabad are cheaper, with costs between ₹20to ₹25 lakhs.

The main reasons for these price differences are the cost of living, medical costs, and what the clinics offer. These factors vary greatly from one city to another.

CitySurrogate Mother CompensationIVF ProceduresEmbryo TransferMedical ExpensesLegal and Administrative FeesSurrogacy Package
Kolkata₹4-5 lakhs₹2.5-3 lakhs per cycleVaries by clinicRoutine check-ups, medications, and hospitalizationLegal agreements and administrative expenses₹15-18 lakhs
Hyderabad₹4-8 lakhs₹3-5 lakhs per cycleVaries by clinicRoutine check-ups, medications, and hospitalizationLegal agreements and administrative expenses₹18-35 lakhs
Delhi₹4-8 lakhs₹3-5 lakhs per cycleVaries by clinicRoutine check-ups, medications, and hospitalizationLegal agreements and administrative expenses₹20-25 lakhs
Mumbai₹5-8 lakhs₹3-6 lakhs per cycleVaries by clinicRoutine check-ups, medications, and hospitalizationLegal agreements and administrative expenses₹25-30 lakhs
Bangalore₹4-6 lakhs₹2.5-4 lakhs per cycleVaries by clinicRoutine check-ups, medications, and hospitalizationLegal agreements and administrative expenses₹19-25 lakhs

The cost of surrogacy in India is affected by many things. These include medical costs, the surrogate’s pay, legal fees, and what the clinics offer. Couples looking into surrogacy should compare costs in different cities. This helps find the best and most affordable option for them.

Surrogacy Cost

Latest surrogacy Laws in India

India’s surrogacy laws have changed a lot in recent years. In 2022, the government passed the Surrogacy (Regulation) Act. This law changed how surrogacy is handled in the country.

Now, only altruistic surrogacy is allowed. This means no money can change hands in surrogacy deals.

The new rules say the surrogate mother must know the intended parents. This could be a friend, relative, or someone they know well. The parents-to-be must be an Indian couple who are married and have a medical reason for needing a surrogate.

They need several approvals to start the surrogacy process. These include a certificate from the Appropriate Authority and a court order.

Here are the rules for the intended parents:

  • The couple must be legally married for at least 5 years.
  • The male partner must be between 26 and 50 years old, and the female partner between 23 and 50 years old.
  • They must be Indian citizens.

The surrogate mother also has to meet certain criteria:

  1. She must be between 25 and 35 years old.
  2. She must have at least one child of her own.
  3. She can only be a surrogate once in her lifetime.

The new law wants to make surrogacy in India more ethical and responsible. It’s a big change in how the country handles this complex issue.

Surrogacy in India for NRI

India’s surrogacy scene has changed a lot lately, especially for Non-Resident Indians (NRIs). The new law says only Indian citizens and Overseas Citizens of India (OCI) can get surrogacy here.

This law change is to protect the surrogate mother and the baby. It stops surrogacy from being used for money. So, NRIs and other foreigners can’t get surrogacy in India anymore.

Even with these new rules, India is still a great place for affordable, top-notch medical care. Surrogacy here costs between ₹10,00,000 to ₹18,00,000. That’s much cheaper than in many other places.

If you’re an NRI or an Indian citizen thinking about surrogacy in India, you need to know the latest NRI surrogacy in India rules. Working with trusted surrogacy clinics is key to a smooth process.

Surrogacy in India for Overseas citizens of India (OCI) 

If you’re an Overseas Citizen of India (OCI), you can use surrogacy services in India. The Surrogacy (Regulation) Act, 2021 lets OCI individuals or couples have access to surrogacy. They must meet the same criteria as Indian citizens.

To qualify for surrogacy in India, OCI individuals or couples need to be married. They must also have medical reasons that require surrogacy. The process for OCI individuals is the same as for Indian citizens. This ensures everyone’s rights are protected.

In India, only altruistic surrogacy is allowed now. This means the surrogate mother can’t get paid, except for medical expenses and insurance. This change aims to make surrogacy more ethical.

The surrogacy journey for OCI individuals in India includes several steps:

  • Screening and selecting a suitable surrogate mother
  • Legal formalities and contracts
  • In Vitro Fertilization (IVF) and embryo transfer
  • Prenatal care and medical supervision during pregnancy
  • Delivery and legal transfer of parentage

Surrogacy in India is often cheaper for OCI individuals than in other countries. This makes it a good choice for building a family. But, it’s important to choose reputable clinics and follow all legal steps. This ensures a smooth and ethical surrogacy journey. 

Surrogacy in India for Overseas Citizens of India (OCI) involves specific regulations and legal restrictions that have evolved in recent years. Here’s a comprehensive overview:

Surrogacy Baby

Legal Status and Regulations

  1. Ban on Commercial Surrogacy:
    1. In 2015, India passed laws banning commercial surrogacy for foreign nationals, including Overseas Citizens of India (OCI). The law was designed to curb exploitation and ensure better regulation of surrogacy practices.
  2. Only Altruistic Surrogacy Allowed:
    1. Currently, only altruistic surrogacy is allowed in India. This means that surrogacy arrangements can be made without financial compensation, except for medical and related expenses.
    2. The Surrogacy (Regulation) Act of 2021 further solidified these regulations, allowing surrogacy only for Indian couples and certain OCI cardholders under strict conditions.

Eligibility for OCI Cardholders

  1. Conditions for OCI Individuals:
    1. While foreign nationals are not permitted to pursue surrogacy in India, OCI cardholders who meet certain criteria might be allowed. The guidelines are restrictive, usually requiring OCI couples to be married for at least 5 years.
    2. Single parents and same-sex couples are not eligible to pursue surrogacy in India, even if they hold OCI status.
  2. Required Approvals:
    1. OCI cardholders must obtain approval from Indian authorities before proceeding with surrogacy. They must prove that they meet the legal and medical criteria under the Surrogacy (Regulation) Act, including the requirement for a medical certificate proving infertility.

Process and Requirements

  1. Altruistic Surrogacy Requirements:
    1. Under altruistic surrogacy, the surrogate must be a close relative of the intended parents. The law prohibits any financial transaction except for medical expenses, insurance coverage for the surrogate, and other related costs.
  2. Application and Documentation:
    1. OCI couples must go through a rigorous application process that includes submitting their marriage certificates, proof of OCI status, medical documentation proving infertility, and other legal paperwork.
  3. Post-Birth Legal Requirements:
    1. Once the baby is born, legal paperwork is necessary to establish the intended parents’ parental rights, which may include an adoption process. The OCI couple must ensure that the child’s citizenship and passport status are processed according to Indian and their home country’s laws.

Challenges and Considerations

  1. Legal Hurdles:
    1. The surrogacy laws in India are strict, and navigating them as an OCI cardholder can be complex. Legal advice from professionals specializing in Indian surrogacy law is crucial.
  2. Availability of Surrogates:
    1. Since the ban on commercial surrogacy, finding a willing surrogate who fits the criteria of being a close relative and willing to undergo the process altruistically can be challenging.
  3. Citizenship and Travel Issues:
    1. Post-birth, OCI parents may face delays in obtaining travel documents and legal recognition for the baby. Processing the child’s citizenship and passport may take time due to bureaucratic procedures, both in India and the intended parents’ country.

More Resources to Read:

How much does Surrogacy Cost

Surrogacy Guide for Surrogate Mothers

Surrogacy Guide for Intended Parents

How does the surrogacy process work

Conclusion

Surrogacy in India is a cost-effective way for people to build their families. The average cost of surrogacy in India is between 18 to 20 lakhs. This makes it more affordable surrogacy in India than other countries.

The surrogacy process in India is well-regulated. The new law emphasizes altruistic surrogacy and the well-being of all parties.

The surrogacy in India landscape has changed, but it still offers a way for those facing infertility to become parents. The Indian surrogacy industry is worth about $2.3 billion a year. It’s a popular choice for those looking for a more affordable way to build their families.

As the industry grows, it’s important to keep ethical practices in mind. With its affordability, quality medical care, and strong legal framework, surrogacy in India is a great option for expanding families.

If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at  Complete Surrogacy Agency. We offer legally secure and affordable surrogacy consulting services for FREE.

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FAQs for cost of surrogate mother in India 

What is the average cost of surrogacy in India?

In India, surrogacy costs between 18 to 20 lakhs. This depends on whether it’s self-egg or donor-egg surrogacy. The basic package is about 9 lakhs. The advanced package with an egg donor is around 10 lakhs. The most comprehensive package, with multiple IVF cycles and the choice of self or donor eggs, is about 18 lakhs.

What factors influence the cost of surrogacy in India?

Several things affect surrogacy costs in India. These include the surrogate’s pay, medical bills, and legal fees. The surrogate’s pay can be between 3.5 to 6 lakhs. Medical costs, like IVF treatments and pregnancy care, vary from 60,000 to 1.2 lakhs. Legal fees, for drafting contracts and other formalities, range from 50,000 to 100,000 rupees.

How does the cost of surrogacy vary across different cities in India?

Surrogacy costs differ by city in India. Major cities like Mumbai and Delhi charge between 15 to 20 lakhs. But, cities like Bangalore and Hyderabad are cheaper, with costs between 9 to 15 lakhs. The main reasons for these differences are living costs, medical expenses, and what clinics offer in these areas.

What is the legal status of surrogacy in India?

India’s surrogacy law changed in 2022. Now, only altruistic surrogacy is legal. The surrogate must be known to the intended parents. The parents must be an Indian married couple with a medical reason for not conceiving.

They need several legal approvals. These include a certificate of essentiality and a parentage order from a First-class Magistrate.

Can Non-Resident Indians (NRIs) and Overseas Citizens of India (OCI) access surrogacy services in India?

The new law in India says only Indian citizens and OCIs can use surrogacy. Foreigners, including NRIs, can’t access surrogacy in India anymore. The Surrogacy (Regulation) Act, 2021 lets OCIs and Indian citizens use surrogacy services in India.

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Neelam Chhagani, MA (Counselling Psychology), PGD (Mental Health), and Holistic Infertility and Third-Party Reproduction Consultant.

Member of European Fertility Society, Best Surrogacy Blogger of 2020, with 300 dedicated blogs and top contributor on Quora for Surrogacy.

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I was introduced to Neelam by a friend who worked with Neelam for surrogacy. Neelam is absolutely wonderful. I am a single male and the journey to fatherhood is not that easy. Neelam connected me to a program ideal for my circumstances. She was with me throughout the pregnancy providing advice and guidance along the way. I am so grateful I found her and am thrilled today that I have a beautiful daughter. I highly recommend Neelam to anyone who is on a journey to become a parent. Having a child has changed my world for the better. I wish others success with their own journey and recommend you connect with Neelam to find a path that is best for you.

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Neelam is empathic and an awesome professional. She’s always available and eager to response to clients calls. She followed our process the way. Definitely recommend.

J&C (UK)

This whole journey has been absolutely wonderful. And I have such a beautiful daughter today. I have such an amazing army of family and friends surrounding me. She’s brought so much joy to everyone Especially me. I’m grateful that we moved forward I don’t know what I would do without her. So please let Mark now we made the right decision and yes I’m thinking about a second journey. I think it’s important to raise a child with a sibling. So two children seems like the right thing. Will make a final decision in the next 3 to 4 months.

S (USA)

Thank you so much for your handholding and for connecting me with everything. I am so grateful for the role that you’ve played. I’m the happiest father alive. Thank you so much for your guidance along the way. She’s adorable and I’m all gushy in love!!!

SE (USA)

Hoping to have wonder babies, we initiated the process with Neelam at IVF Conceptions. Her warm concerns and dedicated helps drive this process moving through frustrated change of surrogacy policy in India. Finally, the surrogacy was smoothly transferred to Russia and now, we saw our baby growing already. We greatly thank Neelam, who sincerely helped us to achieve our baby dream. There is no doubt that both IVF conceptions and IVF Sunrise provided excellent surrogacy service with transparent fund transactions.

PH (USA)

We are so glad to inform about arrival of twins for our single Intended Parent.. This was his first attempt with Asian egg donor and he was successful in first round of embryos transfer with twins. The pregnancy term was eventless and during routine visit on 34 weeks- doctor decided to CS as surrogate was 4 cm dilated. Babies are so cute and adorable and surrogate- doing well. It goes without saying J L is very delighted and busy dad!!!

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