Why Surrogacy in Mumbai: A Guide for Intended Parents
Introduction
Surrogacy has become a vital option for many individuals and couples seeking to build families. Surrogacy in Mumbai offers unique advantages, including access to world-class healthcare, highly qualified fertility specialists, and a strong legal framework. As a leading city in India, Mumbai is an increasingly popular destination for surrogacy due to its ethical and professional approach to altruistic surrogacy in Mumbai.
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This guide delves into the essential aspects of choosing Mumbai for surrogacy, from understanding types of surrogacy available and the legal landscape to the process, timeline, and costs involved.
Additional guide for intended parents:
Understanding Surrogacy in Mumbai
Surrogacy offers a pathway to parenthood that accommodates the unique medical or personal challenges that some individuals face. In India, and particularly in Mumbai, surrogacy is governed by ethical and legal guidelines that shape the experience for all involved.
Types of Surrogacy
India’s surrogacy laws permit only altruistic surrogacy in Mumbai, which limits compensation to covering the surrogate’s medical and essential living expenses.
- Altruistic Surrogacy in Mumbai: This type of surrogacy ensures that the surrogate mother is not compensated beyond medical and essential living expenses, fostering a more ethical and compassionate surrogacy experience.
- Altruistic Gestational Surrogacy in Mumbai: Gestational surrogacy, where the surrogate has no genetic connection to the child, is the preferred method in Mumbai. An embryo created from the intended parents’ or donor’s egg and sperm is implanted in the surrogate. This approach aligns well with India’s surrogacy regulations, offering an ethical and legally sound path for intended parents.
Legal Framework for Surrogacy in Mumbai
India’s surrogacy laws allow surrogacy in Mumbai solely for Indian citizens or OCI (Overseas Citizenship of India) cardholders who are married. Commercial surrogacy, where surrogates are compensated beyond necessary medical and living expenses, is prohibited. Intended parents must engage in a legal agreement, which outlines the responsibilities and rights of both parties. Mumbai’s surrogacy agencies and clinics are well-equipped to guide intended parents through the legal process, ensuring transparency and protection for everyone involved.
India’s surrogacy laws permit only altruistic surrogacy in Mumbai, which limits compensation to covering the surrogate’s medical and essential living expenses.
Altruistic Surrogacy in Mumbai: This type of surrogacy ensures that the surrogate mother is not compensated beyond medical and essential living expenses, fostering a more ethical and compassionate surrogacy experience.
Altruistic Gestational Surrogacy in Mumbai: Gestational surrogacy, where the surrogate has no genetic connection to the child, is the preferred method in Mumbai. An embryo created from the intended parents’ or donor’s egg and sperm is implanted in the surrogate. This approach aligns well with India’s surrogacy regulations, offering an ethical and legally sound path for intended parents.
Updated surrogacy laws in India:
- The 2021 Surrogacy (Regulation) Act in India allows only altruistic surrogacy, prohibiting commercial surrogacy entirely.
- Only infertile, married Indian heterosexual couples can access surrogacy; same-sex couples, live-in partners, and single parents are excluded.
- Strict eligibility criteria are set for surrogates, who must be close relatives of the intended parents and have at least one biological child.
- A National Surrogacy Board and State Surrogacy Boards oversee and regulate surrogacy practices and registered clinics.
- Penalties for violations include fines and imprisonment.
- Due to the evolving legal landscape, consulting updated government resources or a legal expert is recommended for the latest information.
However, as this is a rapidly changing area of law, I would recommend that you refer to the latest government sources or consult with a legal expert who specializes in surrogacy laws in India to get the most up-to-date and accurate information.
THE SURROGACY (REGULATION) ACT, 2021
- Altruistic surrogacy only, with no direct financial benefit to the surrogate beyond medical expenses.
- Surrogacy must be conducted at registered ART (Assisted Reproductive Technology) clinics.
- Eligibility includes single women (divorced or widowed) aged 35-45 with a genetic link to the child.
- Married Indian couples (female aged 25-50, male aged 26-55) who are Indian citizens or OCIs are eligible.
- Couples must have no surviving biological or adopted child and a medical indication requiring surrogacy.
- Intended parents must obtain a certificate of essentiality from the Appropriate Authority and a certificate of medical indication from the District Medical Board.
- A Parentage Order from a First Class Magistrate is required to confirm legal parentage.
- The surrogate mother must obtain an eligibility certificate from the Appropriate Authority.
- The 2024 amendment (effective February 21, 2024) allows the use of an egg or sperm donor, provided all other conditions are met.
Finding Surrogacy Agency in Mumbai
For those beginning their journey, finding surrogate mothers in Mumbai or connecting with surrogacy clinics in Mumbai requires careful consideration. Reputable IVF clinics in Mumbai offer comprehensive screening processes to ensure the best possible match between intended parents and surrogates. When looking to find surrogates in Mumbai, working with established medical centers is essential for a safe and successful journey.
The Surrogacy Process and Timeline
Understanding the surrogacy process in Mumbai can help intended parents plan their journey with greater confidence. The process is structured around several key steps:
| Process Step | Description | Approximate Duration |
| Initial Consultation | Meeting with fertility specialists to assess health and suitability | 1–2 weeks |
| Medical & Psychological Screening | Screening of the surrogate for health and psychological readiness | 2–4 weeks |
| Legal Agreements | Drafting and signing contracts between the surrogate and intended parents | 2–3 weeks |
| IVF & Embryo Transfer | Fertilization and transfer of the embryo to the surrogate | 2–3 weeks |
| Pregnancy Care | Ongoing monitoring and care of the surrogate during pregnancy | 9 months |
| Childbirth & Handover | Delivery and legal transfer of custody to intended parents | 1–2 weeks post-delivery |
Each step requires coordination between the intended parents, the surrogate, and the fertility clinic, ensuring the health and safety of everyone involved. Typically, the surrogacy process in India takes around 12 to 18 months from consultation to childbirth.
Choosing Your Surrogacy Provider
When evaluating surrogacy doctors in Mumbai, consider their:
- Success rates
- Years of experience
- Patient testimonials
- Facility accreditations
The best surrogacy agency in Mumbai should offer:
- Comprehensive medical and psychological screening
- Clear legal guidance
- Transparent cost structures
- Ongoing support throughout the journey
Leading IVF clinics in Mumbai combine advanced technology with experienced healthcare teams to optimize success rates.
Location Advantages Many surrogacy clinics in Mumbai are strategically located near major hospitals and transportation hubs, making them accessible to intended parents from across India and abroad. The city’s medical infrastructure supports multiple IVF clinics in Mumbai, offering intended parents a range of options to choose from.
Costs Associated with Surrogacy in Mumbai
One of the significant factors in choosing surrogacy in Mumbai is the cost. Mumbai offers a range of surrogacy options that cater to different budgets while maintaining high standards of care.
| Expense Category | Estimated Cost Range |
| IVF and Embryo Transfer | ₹5,00,000 – ₹10,00,000 |
| Surrogate Living Expenses | ₹2,00,000 – ₹3,50,000 |
| Legal Documentation | ₹50,000 – ₹1,00,000 |
| Pregnancy Monitoring & Care | ₹3,00,000 – ₹5,00,000 |
| Total Estimated Cost | ₹10,00,000 – ₹20,00,000 |
Mumbai’s clinics are known for offering affordable altruistic surrogacy in Mumbai without compromising on quality. Some clinics also offer guaranteed surrogacy in Mumbai programs, which are designed to offer intended parents peace of mind. These programs either guarantee a live birth or include options for partial refunds if the process is unsuccessful, providing a financial safety net.
Surrogate Rate and Pricing Details
The surrogate mother cost in Mumbai and overall surrogacy price in Mumbai can vary based on several factors. While the surrogate rate in Mumbai is regulated to cover only medical and essential expenses under altruistic guidelines, total program costs typically include:
- Medical screening and procedures
- Legal documentation
- Surrogate care and support
- Hospital charges
- Agency coordination fees
How much does surrogacy cost in India as a whole varies by region, with Mumbai offering competitive rates while maintaining high medical standards.
Special Considerations for Non-Resident Indians Surrogacy for NRI couples in India follows specific guidelines under the Surrogacy (Regulation) Act 2021. While surrogacy for OCI cardholders is permitted, they must meet the same eligibility criteria as resident Indian citizens. Understanding these distinctions is crucial for NRI couples considering surrogacy in India.
Comparing Costs in Mumbai vs. Other Regions
Mumbai offers low-cost surrogacy in Mumbai in comparison to other metropolitan cities. Intended parents can find clinics with advanced facilities and experienced doctors, making Mumbai an attractive choice without compromising on medical standards.
Finding the Best Agency for Surrogacy in Mumbai
With numerous reputable fertility clinics and experienced professionals, intended parents can find the best surrogacy in Mumbai by looking into factors like success rates, clinic facilities, and previous client testimonials. Many clinics in Mumbai offer consultations to help couples understand the process and choose the best doctor for surrogacy in Mumbai who can guide them throughout the journey.
Why Choose Complete Surrogacy in India for your surrogacy journey!
- Access to multiple surrogacy destinations, supported by over 14 years of international surrogacy experience.
- Partnerships with highly reputable fertility clinics and agencies, backed by a solid track record and references from existing intended parents.
- Diverse egg donor options, including Asian, Caucasian, African, and Oriental choices.
- Transparent and affordable financial arrangements, with direct payments and no additional fees beyond the agreed cost.
- No hidden agent fees or unexpected expenses—fees are paid directly as outlined in the signed agreement with the provider.
- Each intended parent (IP) is assigned a dedicated case manager for personalized support.
- Open, transparent, and responsive communication.
- Comprehensive legal support for visa matters and guidance on the process of bringing the baby home.
- Local assistance with access to full medical records of both egg donors and surrogate mothers.
- Help with logistics for shipping frozen sperm or embryos.
- With extensive experience in managing sensitive surrogacy programs, we offer expert coordination and attentive care at every step.
Our Complete Surrogacy Consulting Services /Case Management covers a wide range of services globally, including:
– Guidance and support in selecting a secure, legally compliant surrogacy program.
– Recommendations for trusted surrogacy clinics and agencies.
– Legal assistance and referrals for necessary legal steps.
– Comprehensive logistical support and planning.
– Coordination with surrogacy agencies to streamline the process.
– Financial planning and assistance options.
– Citizenship and passport support for your newborn.
– Dedicated case management throughout the journey.
– Assistance with shipping requirements.
– Partnerships with third-party support if you have an existing clinic or agency, ensuring the program runs smoothly.
– Fast, clear, and transparent communication at every stage.
Additional guide for intended parents:
Conclusion
Surrogacy in Mumbai provides a supportive, ethical, and legally backed path to parenthood. With its high-quality medical facilities, experienced specialists, and well-established surrogacy clinics, Mumbai has become a favorable destination for intended parents. Aspiring parents are encouraged to consult with trusted surrogacy agencies, explore surrogacy in Mumbai, and seek guidance on legal documentation to ensure a seamless journey. This guide emphasizes the importance of preparing both financially and emotionally, and of understanding the ethical and compassionate aspects of surrogacy that make this journey so meaningful.
If you’d like to learn more about IVF, Egg Donation, or surrogacy services globally, check out the rest of our website at Complete Surrogacy Agency. We offer legally secure and affordable surrogacy consulting services for FREE.
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Getting started with your surrogacy process in Mumbai:
I hope by now, you are aware that surrogacy in India is not straightforward and as per the new surrogacy regulations bill, there have been some eligibility criteria that need to be fulfilled and also you need to have approval from the surrogacy board in your state.
To confirm all this, can you give below detail to see if we can assist you with surrogacy in India legally?
ï Female Partner Age:
ï Male Partners Age:
ï Citizenship:
ï Marital status:
ï Any child?:
ï Medical reason for surrogacy:
ï Self or donor cycle: Self-eggs
ï Present location:
If you will not be eligible for surrogacy in India, we can offer other countries as well. We are happy to set up a consultation call to discuss your options and further assistance if needed.
Frequently Asked Questions (FAQ)
1. What is the difference between altruistic and commercial surrogacy?
In altruistic surrogacy in Mumbai, the surrogate mother receives no financial compensation beyond her medical and essential living expenses. This type of surrogacy is legally allowed in India, focusing on ethical support without profit. Commercial surrogacy, which involves payment beyond expenses, is not permitted in India.
2. How much does surrogacy cost in Mumbai?
The cost of surrogacy in Mumbai ranges between ₹10,00,000 to ₹20,00,000, covering IVF procedures, surrogate expenses, legal documentation, and pregnancy care. Guaranteed surrogacy in Mumbai programs may also be available, offering financial security for intended parents with options for refunds in the case of unsuccessful attempts.
3. Is surrogacy in Mumbai available to foreign nationals?
Surrogacy in Mumbai is restricted to married Indian citizens and OCI holders. Current laws do not allow surrogacy for foreign nationals, with the exception of Indian-origin citizens with OCI status.
4. How long does the surrogacy process take in Mumbai?
The entire surrogacy process typically takes around 12 to 18 months. This includes initial consultations, legal documentation, IVF, pregnancy, and childbirth, with timelines varying depending on medical and legal factors.
5. Are there low-cost surrogacy options in Mumbai?
Yes, low cost surrogacy in Mumbai is accessible through certain clinics offering affordable packages. It’s essential to ensure that any low-cost options still provide reputable medical care and adhere to legal requirements.
6. How do I find the best doctor for surrogacy in Mumbai?
The best doctor for surrogacy in Mumbai can be found by researching clinics with high success rates, experienced fertility specialists, and positive client reviews. Consulting with multiple clinics and gathering information on their services can help identify the right fit for your needs.
7. What legal documents are required for surrogacy in Mumbai?
The surrogacy process requires a legal contract that details the roles and responsibilities of both the intended parents and the surrogate. Clinics and agencies often provide legal assistance to ensure that all necessary paperwork is completed and complies with Indian surrogacy laws.
About Author:
Neelam Chhagani, MA (Counselling Psychology), PGD (Mental Health), and Holistic Infertility and Third-Party Reproduction Consultant.
Member of the European Fertility Society (EFS) and European Society of Human Reproduction and Embryology (ESHRE), Best Surrogacy Blogger for surrogacy and infertility treatment.
Highly esteemed, authoritative, and trusted professional with a 15-year of experience in international surrogacy and fertility medical tourism. Advocate for Secure, Legal, and Affordable International Surrogacy Globally.
I was introduced to Neelam by a friend who worked with Neelam for surrogacy. Neelam is absolutely wonderful. I am a single male and the journey to fatherhood is not that easy. Neelam connected me to a program ideal for my circumstances. She was with me throughout the pregnancy providing advice and guidance along the way. I am so grateful I found her and am thrilled today that I have a beautiful daughter. I highly recommend Neelam to anyone who is on a journey to become a parent. Having a child has changed my world for the better. I wish others success with their own journey and recommend you connect with Neelam to find a path that is best for you.
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