Surrogacy Cost in North Carolina: Comprehensive Surrogacy Cost Guide (2025)
The cost of surrogacy in North Carolina is between $100,000 to $125,000. This includes medical, legal, and agency fees.
Starting your surrogacy journey means facing financial questions. How much does surrogacy cost in North Carolina? This guide will help you understand the costs and what affects them.
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Key Takeaways
- The total cost of surrogacy in North Carolina is between $100,000 to $125,000. It covers medical, legal, and agency fees.
- Surrogates in North Carolina get back various expenses. This includes fertility meds, embryo transfers, lost wages, and more.
- Experienced surrogates in North Carolina can earn up to $10,000 more than first-time ones.
- Surrogacy in North Carolina is an option for singles, couples facing infertility, LGBTQ+ families, and those with health issues preventing pregnancy.
- You can opt for international surrogacy countries with affordable surrogacy options.
Additional guide for intended parents:
How Much Does Surrogacy Cost in Argentina
Understanding Surrogacy in North Carolina: An Overview
Surrogacy is a way to build a family. It involves a woman, the surrogate, carrying a child for intended parents. In North Carolina, most surrogacies are gestational, where an embryo created through IVF is transferred to the surrogate’s uterus.
The journey includes matching with intended parents, legal contracts, medical procedures, and ongoing support.
What is Surrogacy Meaning?
Surrogacy is when a woman, the surrogate, carries a pregnancy for intended parents who can’t have a child themselves. The surrogate may or may not be genetically related to the child.
Types of Surrogacy Arrangements
There are two main types:
- Gestational Surrogacy: The surrogate is not genetically related to the child. The embryo is created through IVF using the intended parents’ or donor’s eggs and sperm.
- Traditional Surrogacy: The surrogate is genetically related to the child. Her own egg is used to create the embryo.
How Surrogacy Works in North Carolina
In North Carolina, the process involves several steps:
- Matching intended parents with a suitable surrogate mother.
- Drafting and signing a legal contract that outlines the rights and responsibilities of all parties.
- Undergoing medical evaluations and procedures, such as IVF, to facilitate the embryo transfer.
- Providing ongoing support and monitoring throughout the pregnancy and after the child’s birth.
- Establishing legal parental rights for the intended parents.
North Carolina’s laws protect the rights of surrogates and intended parents. They ensure fair compensation and a clear legal framework for the arrangement.
Factors Influencing the Cost of Surrogacy
The cost of surrogacy in North Carolina is influenced by several factors. Medical expenses, legal fees, and agency costs all play a role in the overall cost.
- Medical Expenses
Medical costs are a big part of surrogacy. This includes fertility treatments, prenatal care, and delivery. Intended parents cover the surrogate’s medical expenses, which can be $20,000 to $30,000 on average in North Carolina.
- Legal Fees of surrogacy
Understanding the legal side of surrogacy is key, and the costs can add up. Legal fees in North Carolina range from $750 to $1,200. This covers contract drafting and setting up parental rights.
- Surrogacy Agency Fees
Surrogacy agencies in North Carolina are vital, and their fees are a big part of the cost. They charge a program fee for services like matching and case management. This can cost between $35,000 to $50,000 or more.
- Additional Costs
Besides main costs, surrogacy in the USA has other expenses. These include:
- Surrogate compensation, which can be $20,000 to $30,000 in North Carolina
- Travel for medical visits and delivery
- Psychological screenings and counseling
- Maternity clothes and other small costs
The total cost of surrogacy in North Carolina can vary a lot. This depends on things like needing more embryo transfers or special medical care.
Knowing these details helps intended parents in North Carolina find an affordable surrogacy option that fits their budget.
Breakdown of Surrogacy Expenses in North Carolina
In 2024, the average cost of surrogacy in North Carolina is $100,000 to $125,000. First-time surrogates start at $50,000, while repeat ones can earn up to $55,000.
Surrogates in places like California and Colorado get paid more, from $55,000 to $60,000.
Cost Components Explained
The cost of surrogacy in North Carolina includes:
- Medical Expenses: $20,000 to $30,000 for IVF, embryo transfers, and prenatal care.
- Legal Fees: $5,000 to $10,000 for legal help, contract review, and court actions.
- Agency Fees: $15,000 to $25,000 for agency services like matching and support.
Potential Hidden Fees
Surrogacy costs can also have hidden fees, such as:
- Unexpected medical issues during pregnancy
- More embryo transfers
- Extended bed rest for the surrogate
It’s important for intended parents to talk about all costs with their surrogacy professional. This way, they can avoid surprises and have a smooth, affordable surrogacy journey in North Carolina.
| Cost Component | Average Range |
| Surrogate Compensation (First-Time) | $50,000 – $55,000 |
| Surrogate Compensation (Repeat) | $55,000 – $60,000 |
| Medical Expenses | $20,000 – $30,000 |
| Legal Fees | $5,000 – $10,000 |
| Agency Fees | $15,000 – $25,000 |
Comparison: Surrogacy Costs vs. Other Fertility Options
Surrogacy is often pricier than other fertility treatments like IVF. A single IVF cycle in North Carolina can cost between $15,000 to $25,000. Surrogacy adds more costs for the surrogate’s compensation and care.
Yet, the higher cost of surrogacy might be worth it for some. Only about 26% of patients in North Carolina succeed with IVF on their first try. But, around 74% need 2-3 cycles to get pregnant and have a live birth.
IVF vs. Surrogacy Costs
IVF in North Carolina comes with extra costs like genetic testing and frozen embryo transfers. These can add $5,000 to $15,000 to the total cost. Surrogate compensation can range from $50,000 to $90,000 for first-time surrogates, paid monthly after pregnancy confirmation.
Financial Considerations
- Intended parents should think about their family plans, the need for multiple tries, and insurance options for fertility treatments.
- While affordable surrogacy options and low-cost surrogacy are tempting, it’s key to choose secure surrogacy plans for everyone’s well-being.
- Looking into cost-effective alternatives, like traveling to clinics like CNY Fertility, can lower costs for North Carolina patients.
Financing Your Surrogacy Journey
Starting a surrogacy journey is exciting but can be costly. Luckily, there are many financing options for those wanting to build their families through guaranteed baby surrogacy, international surrogacy cost, or cheap surrogacy cost in North Carolina.
Insurance Options
Some health insurance plans cover parts of the surrogacy process, like medical procedures and fertility treatments. Intended parents should review their insurance and talk to their providers about what’s covered.
Personal Loans and Grants
- Specialized fertility loans and home equity loans can help finance surrogacy.
- Organizations like the Baby Quest Foundation offer grants and scholarships for surrogacy expenses.
Employer Benefits
More employers now offer fertility treatments and surrogacy coverage in their benefits packages. Intended parents should check with their HR department to see if they offer financial help for surrogacy costs.
Handling the financial side of surrogacy can be tricky, but with careful planning, you can find the right funding. It’s wise to talk to a financial advisor to create a plan that fits your needs.
The Role of Surrogacy Agencies
Reputable surrogacy agencies play a big role in North Carolina. They offer a wide range of services to help intended parents and surrogates through the process.
Agencies like American Surrogacy and Southern Surrogacy provide support from surrogate screening and matching to legal and medical coordination.
How to Choose a Reliable Agency
Choosing a surrogacy agency in North Carolina requires careful consideration. Look for agencies with a good track record, success rates, and a wide range of services. Also, consider the level of personal support they offer to both sides.
Agency Fees Explained
Surrogacy agency fees in North Carolina usually cost between $15,000 and $25,000. These fees help with many services like finding a surrogate, psychological checks, and legal and medical support. A good agency makes the process smoother and reduces unexpected costs.
| Service | Cost Range |
| Agency Management Fees | $22,000 – $30,000 |
| Legal Fees | $7,000 – $12,000 |
| Medical Screening and Embryo Transfer | $8,000 – $13,000 |
| Prenatal and Delivery Care for Surrogate | $12,000 – $28,000 |
| Additional Expenses (Travel, Monitoring, Insurance) | $2,500 – $4,800 |
Working with a trusted surrogacy agency in North Carolina makes the journey easier. It boosts the chances of a successful and fulfilling experience.
Legal Considerations in Surrogacy
Surrogacy in North Carolina requires careful legal handling. Surrogacy contracts are legal, but they must protect everyone’s rights.
Importance of Legal Guidance
It’s crucial to have a skilled surrogacy lawyer. They help with legal steps, ensuring parental rights are established and laws are followed.
Common Legal Fees
Legal costs for surrogacy in North Carolina are usually $5,000 to $10,000. These fees cover contract drafting, establishing parentage, and following state laws. Both sides should have their own lawyer for a fair agreement.
The legal process includes pre-birth orders and post-birth adoptions. These steps secure the intended parents’ rights and ensure a smooth transition.
Affordable International Surrogacy Options: Exploring Surrogacy Abroad
For many U.S.-based intended parents, surrogacy abroad presents an appealing alternative, combining affordability, streamlined processes, and legally structured programs that may be unavailable domestically.
While the United States is known for its advanced surrogacy practices, the high costs and variable legal landscapes often pose challenges.
In contrast, international surrogacy offers:
- Lower Surrogacy Costs: Substantially reduced financial burdens.
- Global Expertise: Access to experienced professionals across various regions.
- Favorable Legal Frameworks: Simplified pathways to parenthood in countries with supportive surrogacy laws.
- No wait for Surrogates- Most of the international surrogacy countries offer no to very little wait period for surrogate matching.
By exploring surrogacy abroad, intended parents can realize their dream of building a family without facing the financial strain often associated with domestic surrogacy options. Let us guide you in navigating this journey with confidence and peace of mind.
| Country | Type of Surrogacy Allowed | Eligibility | Cost Range | Legal Status |
| Georgia | Gestational (Commercial) | Heterosexual married couples | $50,000–$75,000 | Legal, with contracts that are legally binding. |
| Ukraine | Gestational (Commercial) | Heterosexual married couples | $45,000–$70,000 | Legal, with clear parental rights post-birth. |
| Armenia | Gestational (Commercial) | Heterosexual married couples | $50,000–$70,000 | Legal, with parental rights transferred at birth. |
| Colombia | Gestational (Commercial & Altruistic) | All couples, including same-sex couples | $60,000–$80,000 | Permitted; contracts are private agreements. |
| Mexico | Gestational (Commercial & Altruistic) | Heterosexual and same-sex couples; varies by state | $60,000–$80,000 | Varies by state; legal in Tabasco and Sinaloa. |
| Argentina | Gestational (Altruistic & Commercial) | Heterosexual couples, same-sex couples, singles | $50,000–$80,000 | No specific laws; agreements are private. |
| India | Altruistic | Only Indian heterosexual couples | Not available for international couples | Restricted to altruistic surrogacy for Indian citizens. |
Below is a detailed overview of key international surrogacy destinations, including their processes, legalities, eligibility requirements, and costs:
Surrogacy in Georgia (Country)
| Aspect | Details |
| Process | Well-regulated and streamlined, with established clinics and agencies. |
| Legal | Permitted for heterosexual married couples; contracts are legally binding. |
| Eligibility | Requires proof of infertility for the intended mother. |
| Cost | $50,000–$75,000, significantly lower than U.S. costs. |
Surrogacy in Ukraine
| Aspect | Details |
| Process | Reliable medical facilities and professional surrogacy services. |
| Legal | Permitted for heterosexual married couples; parental rights assigned post-birth. |
| Eligibility | Requires marriage certificates and medical evidence of infertility. |
| Cost | $50,000–$60,000, depending on program inclusions. |
Surrogacy in Armenia
| Aspect | Details |
| Process | Affordable option with growing medical infrastructure. |
| Legal | Recognized as legal; parental rights transfer after birth. |
| Eligibility | Open to married heterosexual couples with medical need for surrogacy. |
| Cost | $55,000–$65,000, ideal for budget-conscious couples. |
Surrogacy in Colombia
| Aspect | Details |
| Process | Features experienced clinics and growing expertise in fertility treatments. |
| Legal | Permitted with private contracts; legal frameworks vary. |
| Eligibility | Open to all couples and individuals, including same-sex couples. |
| Cost | $60,000–$80,000, depending on the complexity of the case. |
Surrogacy in Mexico
| Aspect | Details |
| Process | Long-standing destination with high-quality medical care. |
| Legal | Laws vary by state; popular hubs include Tabasco and Sinaloa. |
| Eligibility | Open to most couples and individuals; state-specific requirements apply. |
| Cost | $55,000–$80,000, offering a cost-effective option near the U.S. |
Surrogacy in Argentina
| Aspect | Details |
| Process | Gaining recognition for affordability and favorable legal interpretations. |
| Legal | No specific laws; private contracts used; parental rights assigned post-birth. |
| Eligibility | Open to heterosexual couples, same-sex couples, and single parents. |
| Cost | $50,000–$75,000. |
Surrogacy in India
| Aspect | Details |
| Process | Allows only altruistic surrogacy for Indian citizens. |
| Legal | Commercial surrogacy is prohibited; strict regulations for Indian couples. |
| Eligibility | Restricted to Indian heterosexual couples with medical infertility proof. |
| Cost | Not available for international couples due to legal restrictions. |
Additional guide for intended parents:
How Much Does Surrogacy Cost in India
How Much Does Surrogacy Cost In Kazakhstan
Conclusion
The average cost of surrogacy in North Carolina can range in $100,000 to $150,000 based on your specific case and needs.
We are happy to assist you with one of our global surrogacy programs best suited you your personal, financial,, and legal needs. I am here to assist you every step of the way.
Get in touch for a Free Surrogacy Consultancy:
📲 91-8800481100 ( WhatsApp, Line, Viber)
FAQs for surrogacy in North Carolina
What are the most common questions about the cost of surrogacy in North Carolina?
People often ask about insurance, tax deductions, and financing for surrogacy in North Carolina. Experts suggest making a detailed budget and exploring all financing options. Discussing scenarios with professionals is also recommended.
How can I find affordable surrogacy options in North Carolina?
While surrogacy can be costly, North Carolina offers affordable choices. Choosing a reputable agency, exploring insurance, and looking into financing can make it more accessible.
What are the typical legal costs associated with surrogacy in North Carolina?
In North Carolina, legal fees for surrogacy are usually $5,000 to $10,000. This includes contract drafting, establishing parentage, and following state laws. Both sides need their own lawyer for a fair agreement.
Does insurance cover any aspects of surrogacy in North Carolina?
Some insurance plans might cover parts of surrogacy, especially medical costs. Intended parents should look into their insurance. They should also talk to their surrogacy team to know what’s covered.
What is the average compensation for a surrogate mother in North Carolina?
In North Carolina, surrogates can earn between $50,000 and $90,000 for their first time. More experienced surrogates might get up to $110,000. This is just part of the total cost of surrogacy.
How do surrogacy costs in North Carolina compare to other fertility treatment options?
Surrogacy is pricier than IVF. A single IVF cycle costs $12,000 to $15,000. But, surrogacy includes extra costs for the surrogate’s pay and care. Still, it might work better for some people or couples.
References used
https://www.sart.org
https://www.hfea.gov.uk
Author Bio: Neelam Chhagani is an International Surrogacy Expert with 15 years of experience in the fertility and surrogacy domain. As the founder of IVF Conceptions and Complete Surrogacy, she has guided over 4,000 intended parents worldwide on their surrogacy journey to parenthood. Recognized as a trusted authority, she specializes in holistic infertility solutions and third-party reproduction consulting.
Holding an MA in Counselling Psychology and a PGD in Mental Health, Neelam is a proud member of the European Fertility Society (EFS) and the European Society of Human Reproduction and Embryology (ESHRE). She is also a leading surrogacy blogger, providing valuable insights into ethical and practical surrogacy solutions.
Since 2010, committed to supporting ALL family types, Neelam has been passionate about helping intended parents grow their families with compassion, integrity, and a focus on secure and affordable surrogacy options Globally.
Learn more about Neelam:
https://www.ivfconceptions.com/neelam-chhagani-surrogacy-consultant/
https://www.linkedin.com/in/neelam-chhagani-92892229/
https://www.quora.com/profile/Neelam-Chhagani
I was introduced to Neelam by a friend who worked with Neelam for surrogacy. Neelam is absolutely wonderful. I am a single male and the journey to fatherhood is not that easy. Neelam connected me to a program ideal for my circumstances. She was with me throughout the pregnancy providing advice and guidance along the way. I am so grateful I found her and am thrilled today that I have a beautiful daughter. I highly recommend Neelam to anyone who is on a journey to become a parent. Having a child has changed my world for the better. I wish others success with their own journey and recommend you connect with Neelam to find a path that is best for you.
SA (USA)